Santander Bank Polska Balance Sheet Health
Financial Health criteria checks 4/6
Santander Bank Polska has total assets of PLN282.9B and total equity of PLN31.2B. Total deposits are PLN217.2B, and total loans are PLN174.2B earning a Net Interest Margin of 5.4%. It has insufficient allowance for bad loans, which are currently at 4.2% of total loans. Cash and short-term investments are PLN24.8B.
Key information
9.1x
Asset to equity ratio
5.4%
Net interest margin
| Total deposits | zł217.22b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 4.2% |
| Allowance for bad loans | Low |
| Current ratio | Low |
| Cash & equivalents | zł24.83b |
Recent financial health updates
No updates
Recent updates
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Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: BKZH.Y's Assets to Equity ratio (9.1x) is low.
Allowance for Bad Loans: BKZH.Y has a low allowance for bad loans (76%).
Low Risk Liabilities: 86% of BKZH.Y's liabilities are made up of primarily low risk sources of funding.
Loan Level: BKZH.Y has an appropriate level of Loans to Assets ratio (62%).
Low Risk Deposits: BKZH.Y's Loans to Deposits ratio (80%) is appropriate.
Level of Bad Loans: BKZH.Y has a high level of bad loans (4.2%).