Santander Bank Polska Past Earnings Performance
Past criteria checks 3/6
Santander Bank Polska's earnings have been declining at an average annual rate of -9.5%, while the Banks industry saw earnings growing at 12.7% annually. Revenues have been growing at an average rate of 5.7% per year. Santander Bank Polska's return on equity is 7.9%, and it has net margins of 19.9%.
Key information
-9.5%
Earnings growth rate
-10.2%
EPS growth rate
| Banks Industry Growth | 11.2% |
| Revenue growth rate | 5.7% |
| Return on equity | 7.9% |
| Net Margin | 19.9% |
| Next Earnings Update | 22 Feb 2023 |
Recent past performance updates
Recent updates
Revenue & Expenses Breakdown
How Santander Bank Polska makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 30 Sep 22 | 10,486 | 2,089 | 4,319 | 0 |
| 30 Jun 22 | 10,486 | 2,354 | 4,070 | 0 |
| 31 Mar 22 | 9,077 | 1,919 | 3,635 | 0 |
| 31 Dec 21 | 7,961 | 1,112 | 3,505 | 0 |
| 30 Sep 21 | 7,389 | 1,000 | 3,420 | 0 |
| 30 Jun 21 | 7,190 | 936 | 3,419 | 0 |
| 31 Mar 21 | 6,804 | 1,018 | 3,362 | 0 |
| 31 Dec 20 | 6,826 | 1,037 | 3,490 | 0 |
| 30 Sep 20 | 7,238 | 1,463 | 3,430 | 0 |
| 30 Jun 20 | 7,571 | 1,679 | 3,624 | 0 |
| 31 Mar 20 | 7,999 | 1,970 | 3,779 | 0 |
| 31 Dec 19 | 8,207 | 2,138 | 3,722 | 0 |
| 30 Sep 19 | 7,765 | 2,397 | 3,785 | 0 |
| 30 Jun 19 | 7,460 | 2,207 | 3,557 | 0 |
| 31 Mar 19 | 7,343 | 2,261 | 3,396 | 0 |
| 31 Dec 18 | 7,148 | 2,363 | 3,169 | 0 |
| 30 Sep 18 | 7,239 | 2,147 | 3,185 | 0 |
| 30 Jun 18 | 7,156 | 2,201 | 3,163 | 0 |
| 31 Mar 18 | 7,094 | 2,201 | 3,236 | 0 |
| 31 Dec 17 | 7,006 | 2,213 | 3,225 | 0 |
| 30 Sep 17 | 6,875 | 2,125 | 3,182 | 0 |
| 30 Jun 17 | 6,707 | 1,991 | 3,223 | 0 |
| 31 Mar 17 | 6,801 | 2,063 | 3,213 | 0 |
| 31 Dec 16 | 6,807 | 2,167 | 3,179 | 0 |
| 30 Sep 16 | 6,641 | 1,983 | 3,448 | 0 |
| 30 Jun 16 | 6,566 | 2,030 | 3,431 | 0 |
| 31 Mar 16 | 6,222 | 1,848 | 3,432 | 0 |
| 31 Dec 15 | 6,703 | 2,327 | 3,430 | 0 |
Quality Earnings: BKZH.F has a large one-off loss of PLN1.7B impacting its last 12 months of financial results to 30th September, 2022.
Growing Profit Margin: BKZH.F's current net profit margins (19.9%) are higher than last year (13.5%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: BKZH.F's earnings have declined by 9.5% per year over the past 5 years.
Accelerating Growth: BKZH.F's earnings growth over the past year (109%) exceeds its 5-year average (-9.5% per year).
Earnings vs Industry: BKZH.F earnings growth over the past year (109%) exceeded the Banks industry 1.6%.
Return on Equity
High ROE: BKZH.F's Return on Equity (7.9%) is considered low.