Oak Ridge Financial Services, Inc.

OTCPK:BKOR Stock Report

Market Cap: US$55.9m

Oak Ridge Financial Services Past Earnings Performance

Past criteria checks 2/6

Oak Ridge Financial Services has been growing earnings at an average annual rate of 9%, while the Banks industry saw earnings growing at 7% annually. Revenues have been growing at an average rate of 7.8% per year. Oak Ridge Financial Services's return on equity is 8.9%, and it has net margins of 22.2%.

Key information

9.0%

Earnings growth rate

8.1%

EPS growth rate

Banks Industry Growth11.2%
Revenue growth rate7.8%
Return on equity8.9%
Net Margin22.2%
Last Earnings Update30 Sep 2024

Recent past performance updates

No updates

Recent updates

Revenue & Expenses Breakdown

How Oak Ridge Financial Services makes and spends money. Based on latest reported earnings, on an LTM basis.


Earnings and Revenue History

OTCPK:BKOR Revenue, expenses and earnings (USD Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Sep 24256160
30 Jun 24256160
31 Mar 24256160
31 Dec 23256160
30 Sep 23266160
30 Jun 23266160
31 Mar 23266160
31 Dec 22267150
30 Sep 22267160
30 Jun 22267150
31 Mar 22257150
31 Dec 21268140
30 Sep 21237130
30 Jun 21226130
31 Mar 21215130
31 Dec 20183120
30 Sep 20183120
30 Jun 20184120
31 Mar 20183130
31 Dec 19194130
30 Sep 19194120
30 Jun 19194120
31 Mar 19194120
31 Dec 18194120
30 Sep 18194130
30 Jun 18183120
31 Mar 18183120
31 Dec 17173120
30 Sep 17173120
30 Jun 17173120
31 Mar 17173120
31 Dec 16162120
30 Sep 16162120
30 Jun 16162110
31 Mar 16162110
31 Dec 15172110
30 Sep 15172110
30 Jun 15172110
31 Mar 15162110
31 Dec 14151110
30 Sep 14151110
30 Jun 14151110
31 Mar 14151110
31 Dec 13151110

Quality Earnings: BKOR has high quality earnings.

Growing Profit Margin: BKOR's current net profit margins (22.2%) are lower than last year (23.1%).


Free Cash Flow vs Earnings Analysis


Past Earnings Growth Analysis

Earnings Trend: BKOR's earnings have grown by 9% per year over the past 5 years.

Accelerating Growth: BKOR's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.

Earnings vs Industry: BKOR had negative earnings growth (-5.6%) over the past year, making it difficult to compare to the Banks industry average (-11.8%).


Return on Equity

High ROE: BKOR's Return on Equity (8.9%) is considered low.


Return on Assets


Return on Capital Employed


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