Bank of Cyprus Holdings Balance Sheet Health
Financial Health criteria checks 4/6
Bank of Cyprus Holdings has total assets of €24.9B and total equity of €2.6B. Total deposits are €19.7B, and total loans are €10.4B earning a Net Interest Margin of 3.4%. It has insufficient allowance for bad loans, which are currently at 3.3% of total loans. Cash and short-term investments are €8.1B.
Key information
9.5x
Asset to equity ratio
3.4%
Net interest margin
Total deposits | €19.65b |
Loan to deposit ratio | Appropriate |
Bad loans | 3.3% |
Allowance for bad loans | Low |
Current ratio | Low |
Cash & equivalents | €8.11b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: BKCY.F's Assets to Equity ratio (9.5x) is low.
Allowance for Bad Loans: BKCY.F has a low allowance for bad loans (52%).
Low Risk Liabilities: 88% of BKCY.F's liabilities are made up of primarily low risk sources of funding.
Loan Level: BKCY.F has an appropriate level of Loans to Assets ratio (42%).
Low Risk Deposits: BKCY.F's Loans to Deposits ratio (53%) is appropriate.
Level of Bad Loans: BKCY.F has a high level of bad loans (3.3%).