Bank of Ayudhya Past Earnings Performance
Past criteria checks 2/6
Bank of Ayudhya has been growing earnings at an average annual rate of 3%, while the Banks industry saw earnings growing at 7% annually. Revenues have been growing at an average rate of 4.8% per year. Bank of Ayudhya's return on equity is 8.2%, and it has net margins of 28.5%.
Key information
3.0%
Earnings growth rate
3.0%
EPS growth rate
| Banks Industry Growth | 11.2% |
| Revenue growth rate | 4.8% |
| Return on equity | 8.2% |
| Net Margin | 28.5% |
| Last Earnings Update | 30 Sep 2024 |
Recent past performance updates
No updates
Recent updates
Revenue & Expenses Breakdown
How Bank of Ayudhya makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 30 Sep 24 | 109,149 | 31,156 | 45,778 | 0 |
| 30 Jun 24 | 108,352 | 31,579 | 44,629 | 0 |
| 31 Mar 24 | 105,088 | 31,796 | 42,452 | 0 |
| 31 Dec 23 | 103,017 | 32,930 | 40,478 | 0 |
| 30 Sep 23 | 97,486 | 32,589 | 36,866 | 0 |
| 30 Jun 23 | 94,509 | 32,563 | 35,866 | 0 |
| 31 Mar 23 | 92,231 | 31,971 | 35,193 | 0 |
| 31 Dec 22 | 89,441 | 30,713 | 34,610 | 0 |
| 30 Sep 22 | 87,326 | 29,707 | 34,409 | 0 |
| 30 Jun 22 | 83,606 | 27,999 | 33,691 | 0 |
| 31 Mar 22 | 92,212 | 34,708 | 33,582 | 0 |
| 31 Dec 21 | 91,093 | 33,794 | 33,976 | 0 |
| 30 Sep 21 | 87,633 | 30,794 | 34,019 | 0 |
| 30 Jun 21 | 86,980 | 30,547 | 33,544 | 0 |
| 31 Mar 21 | 76,119 | 22,512 | 33,447 | 0 |
| 31 Dec 20 | 77,253 | 23,040 | 32,911 | 0 |
| 30 Sep 20 | 80,678 | 26,092 | 33,004 | 0 |
| 30 Jun 20 | 82,962 | 26,542 | 33,768 | 0 |
| 31 Mar 20 | 84,394 | 27,044 | 33,892 | 0 |
| 31 Dec 19 | 93,400 | 32,749 | 35,630 | 0 |
| 30 Sep 19 | 94,679 | 32,421 | 35,967 | 0 |
| 30 Jun 19 | 94,395 | 32,072 | 36,040 | 0 |
| 31 Mar 19 | 93,586 | 31,335 | 36,159 | 0 |
| 31 Dec 18 | 83,399 | 24,813 | 34,766 | 0 |
| 30 Sep 18 | 81,987 | 24,382 | 34,412 | 0 |
| 30 Jun 18 | 80,376 | 24,181 | 33,817 | 0 |
| 31 Mar 18 | 78,804 | 23,779 | 33,048 | 0 |
| 31 Dec 17 | 77,497 | 23,209 | 32,744 | 0 |
| 30 Sep 17 | 75,356 | 22,686 | 31,729 | 0 |
| 30 Jun 17 | 74,257 | 22,501 | 30,935 | 0 |
| 31 Mar 17 | 72,404 | 21,899 | 30,165 | 0 |
| 31 Dec 16 | 70,170 | 21,404 | 28,739 | 0 |
| 30 Sep 16 | 68,742 | 21,355 | 28,086 | 0 |
| 30 Jun 16 | 66,395 | 20,378 | 27,144 | 0 |
| 31 Mar 16 | 64,384 | 19,458 | 26,431 | 0 |
| 31 Dec 15 | 62,587 | 18,634 | 25,793 | 0 |
| 30 Sep 15 | 59,897 | 17,463 | 24,613 | 0 |
| 30 Jun 15 | 57,112 | 16,118 | 23,974 | 0 |
| 31 Mar 15 | 55,018 | 15,229 | 23,256 | 0 |
| 31 Dec 14 | 52,654 | 14,170 | 22,602 | 0 |
| 30 Sep 14 | 49,797 | 11,236 | 22,204 | 0 |
| 30 Jun 14 | 50,007 | 11,515 | 21,734 | 0 |
| 31 Mar 14 | 48,529 | 11,090 | 21,257 | 0 |
| 31 Dec 13 | 49,307 | 11,864 | 21,001 | 0 |
Quality Earnings: BKAH.F has high quality earnings.
Growing Profit Margin: BKAH.F's current net profit margins (28.5%) are lower than last year (33.4%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: BKAH.F's earnings have grown by 3% per year over the past 5 years.
Accelerating Growth: BKAH.F's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.
Earnings vs Industry: BKAH.F had negative earnings growth (-4.4%) over the past year, making it difficult to compare to the Banks industry average (-12%).
Return on Equity
High ROE: BKAH.F's Return on Equity (8.2%) is considered low.
Return on Assets
Return on Capital Employed
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Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2024/12/11 01:21 |
| End of Day Share Price | 2024/09/13 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2023/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
| |
| Ownership | 10 years |
| |
| Management | 10 years |
| |
| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
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Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
Bank of Ayudhya Public Company Limited is covered by 30 analysts. 1 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Usanee Liurut | Asia Plus Securities Company Limited |
| Wannapa Asavatevavith | BNP Paribas Securities (Asia) |
| Therapong Vachirapong | BofA Global Research |