Bank of Georgia Group Balance Sheet Health
Financial Health criteria checks 5/6
Bank of Georgia Group has total assets of GEL47.4B and total equity of GEL6.5B. Total deposits are GEL31.9B, and total loans are GEL31.1B earning a Net Interest Margin of 6.5%. It has insufficient allowance for bad loans, which are currently at 1.8% of total loans. Cash and short-term investments are GEL3.4B.
Key information
7.3x
Asset to equity ratio
6.5%
Net interest margin
| Total deposits | GEL 31.87b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 1.8% |
| Allowance for bad loans | Low |
| Current ratio | Low |
| Cash & equivalents | GEL 3.41b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: BDGS.F's Assets to Equity ratio (7.3x) is low.
Allowance for Bad Loans: BDGS.F has a low allowance for bad loans (67%).
Low Risk Liabilities: 78% of BDGS.F's liabilities are made up of primarily low risk sources of funding.
Loan Level: BDGS.F has an appropriate level of Loans to Assets ratio (66%).
Low Risk Deposits: BDGS.F's Loans to Deposits ratio (97%) is appropriate.
Level of Bad Loans: BDGS.F has an appropriate level of bad loans (1.8%).