Bancorp 34 Balance Sheet Health
Financial Health criteria checks 6/6
Bancorp 34 has total assets of $939.4M and total equity of $87.1M. Total deposits are $785.2M, and total loans are $692.6M. It earns a Net Interest Margin of 2.8%. It has sufficient allowance for bad loans, which are currently at 0.5% of total loans. Cash and short-term investments are $127.8M.
Key information
10.8x
Asset to equity ratio
2.8%
Net interest margin
| Total deposits | US$785.18m |
| Loan to deposit ratio | Appropriate |
| Bad loans | 0.5% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | US$127.80m |
Recent financial health updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: BCTF's Assets to Equity ratio (10.8x) is moderate.
Allowance for Bad Loans: BCTF has a sufficient allowance for bad loans (320%).
Low Risk Liabilities: 92% of BCTF's liabilities are made up of primarily low risk sources of funding.
Loan Level: BCTF has an appropriate level of Loans to Assets ratio (74%).
Low Risk Deposits: BCTF's Loans to Deposits ratio (88%) is appropriate.
Level of Bad Loans: BCTF has an appropriate level of bad loans (0.5%).