Bancorp. of Southern Indiana Balance Sheet Health
Financial Health criteria checks 4/6
Bancorp. of Southern Indiana has total assets of $953.3M and total equity of $69.9M. Total deposits are $740.3M, and total loans are $742.3M.
Key information
13.6x
Asset to equity ratio
n/a
Net interest margin
| Total deposits | US$740.35m |
| Loan to deposit ratio | Appropriate |
| Bad loans | n/a |
| Allowance for bad loans | n/a |
| Current ratio | Low |
| Cash & equivalents | US$24.73m |
Recent financial health updates
No updates
Recent updates
No updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: BCSO's Assets to Equity ratio (13.6x) is moderate.
Allowance for Bad Loans: Insufficient data to determine if BCSO has a sufficient allowance for bad loans.
Low Risk Liabilities: 84% of BCSO's liabilities are made up of primarily low risk sources of funding.
Loan Level: BCSO has an appropriate level of Loans to Assets ratio (78%).
Low Risk Deposits: BCSO's Loans to Deposits ratio (100%) is appropriate.
Level of Bad Loans: Insufficient data to determine if BCSO has an appropriate level of bad loans.