Baker Boyer Bancorp Balance Sheet Health
Financial Health criteria checks 6/6
Baker Boyer Bancorp has total assets of $709.4M and total equity of $49.7M. Total deposits are $620.2M, and total loans are $369.6M.
Key information
14.3x
Asset to equity ratio
n/a
Net interest margin
| Total deposits | US$620.20m |
| Loan to deposit ratio | Appropriate |
| Bad loans | 0.2% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | US$26.37m |
Recent financial health updates
No updates
Recent updates
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Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: BBBK's Assets to Equity ratio (14.3x) is moderate.
Allowance for Bad Loans: BBBK has a sufficient allowance for bad loans (492%).
Low Risk Liabilities: 94% of BBBK's liabilities are made up of primarily low risk sources of funding.
Loan Level: BBBK has an appropriate level of Loans to Assets ratio (52%).
Low Risk Deposits: BBBK's Loans to Deposits ratio (60%) is appropriate.
Level of Bad Loans: BBBK has an appropriate level of bad loans (0.2%).