American Riviera Bancorp Balance Sheet Health
Financial Health criteria checks 6/6
American Riviera Bancorp has total assets of $1.3B and total equity of $101.7M. Total deposits are $1.0B, and total loans are $939.2M.
Key information
12.5x
Asset to equity ratio
n/a
Net interest margin
Total deposits | US$1.05b |
Loan to deposit ratio | Appropriate |
Bad loans | 0.06% |
Allowance for bad loans | Sufficient |
Current ratio | Low |
Cash & equivalents | US$33.03m |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: ARBV's Assets to Equity ratio (12.5x) is moderate.
Allowance for Bad Loans: ARBV has a sufficient allowance for bad loans (1941%).
Low Risk Liabilities: 89% of ARBV's liabilities are made up of primarily low risk sources of funding.
Loan Level: ARBV has an appropriate level of Loans to Assets ratio (74%).
Low Risk Deposits: ARBV's Loans to Deposits ratio (89%) is appropriate.
Level of Bad Loans: ARBV has an appropriate level of bad loans (0.1%).