Addiko Bank Balance Sheet Health
Financial Health criteria checks 5/6
Addiko Bank has total assets of €6.1B and total equity of €806.4M. Total deposits are €5.1B, and total loans are €3.5B. It earns a Net Interest Margin of 3.8%. It has sufficient allowance for bad loans, which are currently at 3.6% of total loans. Cash and short-term investments are €922.2M.
Key information
7.6x
Asset to equity ratio
3.8%
Net interest margin
| Total deposits | €5.11b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 3.6% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | €922.20m |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: ADBK.F's Assets to Equity ratio (7.6x) is low.
Allowance for Bad Loans: ADBK.F has a sufficient allowance for bad loans (120%).
Low Risk Liabilities: 96% of ADBK.F's liabilities are made up of primarily low risk sources of funding.
Loan Level: ADBK.F has an appropriate level of Loans to Assets ratio (58%).
Low Risk Deposits: ADBK.F's Loans to Deposits ratio (69%) is appropriate.
Level of Bad Loans: ADBK.F has a high level of bad loans (3.6%).