Bar Harbor Bankshares Balance Sheet Health
Financial Health criteria checks 6/6
Bar Harbor Bankshares has total assets of $4.0B and total equity of $459.9M. Total deposits are $3.3B, and total loans are $3.1B. It earns a Net Interest Margin of 3.3%. It has sufficient allowance for bad loans, which are currently at 0.2% of total loans. Cash and short-term investments are $95.7M.
Key information
8.8x
Asset to equity ratio
3.3%
Net interest margin
| Total deposits | US$3.26b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 0.2% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | US$95.74m |
Recent financial health updates
No updates
Recent updates
Do Institutions Own Bar Harbor Bankshares (NYSEMKT:BHB) Shares?
Mar 10
Be Sure To Check Out Bar Harbor Bankshares (NYSEMKT:BHB) Before It Goes Ex-Dividend
Feb 12Bar Harbor Bankshares (NYSEMKT:BHB) Is An Attractive Dividend Stock - Here's Why
Jan 19Does Bar Harbor Bankshares' (NYSEMKT:BHB) CEO Salary Compare Well With Industry Peers?
Dec 24
Would Shareholders Who Purchased Bar Harbor Bankshares' (NYSEMKT:BHB) Stock Three Years Be Happy With The Share price Today?
Dec 03Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: BHB's Assets to Equity ratio (8.8x) is low.
Allowance for Bad Loans: BHB has a sufficient allowance for bad loans (409%).
Low Risk Liabilities: 91% of BHB's liabilities are made up of primarily low risk sources of funding.
Loan Level: BHB has an appropriate level of Loans to Assets ratio (76%).
Low Risk Deposits: BHB's Loans to Deposits ratio (94%) is appropriate.
Level of Bad Loans: BHB has an appropriate level of bad loans (0.2%).
Discover healthy companies
Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2024/12/23 10:05 |
| End of Day Share Price | 2024/12/23 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2023/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
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Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
Bar Harbor Bankshares is covered by 5 analysts. 2 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Damon DelMonte | Keefe, Bruyette, & Woods |
| Alexander Roberts Twerdahl | Piper Sandler Companies |
| Mark Fitzgibbon | Piper Sandler Companies |