Bar Harbor Bankshares Balance Sheet Health
Financial Health criteria checks 6/6
Bar Harbor Bankshares has total assets of $4.0B and total equity of $435.7M. Total deposits are $3.1B, and total loans are $3.0B. It earns a Net Interest Margin of 3.3%. It has sufficient allowance for bad loans, which are currently at 0.2% of total loans. Cash and short-term investments are $76.2M.
Key information
9.1x
Asset to equity ratio
3.3%
Net interest margin
| Total deposits | US$3.13b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 0.2% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | US$76.22m |
Recent financial health updates
No updates
Recent updates
Do Institutions Own Bar Harbor Bankshares (NYSEMKT:BHB) Shares?
Mar 10
Be Sure To Check Out Bar Harbor Bankshares (NYSEMKT:BHB) Before It Goes Ex-Dividend
Feb 12Bar Harbor Bankshares (NYSEMKT:BHB) Is An Attractive Dividend Stock - Here's Why
Jan 19Does Bar Harbor Bankshares' (NYSEMKT:BHB) CEO Salary Compare Well With Industry Peers?
Dec 24
Would Shareholders Who Purchased Bar Harbor Bankshares' (NYSEMKT:BHB) Stock Three Years Be Happy With The Share price Today?
Dec 03Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: BHB's Assets to Equity ratio (9.1x) is low.
Allowance for Bad Loans: BHB has a sufficient allowance for bad loans (413%).
Low Risk Liabilities: 89% of BHB's liabilities are made up of primarily low risk sources of funding.
Loan Level: BHB has an appropriate level of Loans to Assets ratio (75%).
Low Risk Deposits: BHB's Loans to Deposits ratio (95%) is appropriate.
Level of Bad Loans: BHB has an appropriate level of bad loans (0.2%).