Wells Fargo Balance Sheet Health
Financial Health criteria checks 6/6
Wells Fargo has total assets of $1,922.1B and total equity of $185.0B. Total deposits are $1,349.6B, and total loans are $895.4B. It earns a Net Interest Margin of 3.1%. It has sufficient allowance for bad loans, which are currently at 0.9% of total loans. Cash and short-term investments are $365.3B.
Key information
10.4x
Asset to equity ratio
3.1%
Net interest margin
| Total deposits | US$1.35t |
| Loan to deposit ratio | Appropriate |
| Bad loans | 0.9% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | US$365.31b |
Recent financial health updates
No updates
Recent updates
Wells Fargo Q3 Earnings Preview: Stock Attractive As Interest Rates Fall
Oct 07Wells Fargo: A Stable Dividend Payer With Growth In Fees-Driven Segments
Oct 01Wells Fargo's New Enforcement Action Pushes Back The Asset Cap Lifting Timeline (Rating Downgrade)
Sep 19Wells Fargo: Too Much Uncertainty
Aug 29Wells Fargo (NYSE:WFC) Is Increasing Its Dividend To $0.40
Jul 31
Wells Fargo: Q2 Earnings Suggest NII Drops Are Bottoming (Rating Upgrade)
Jul 17Wells Fargo: Manageable Near-Term Risks And Meaningful Longer-Term Potential
Jul 01Wells Fargo: Adding Duration To My Portfolio With A 6.3% Yielding Preferred
Jun 22Is Now The Time To Put Wells Fargo (NYSE:WFC) On Your Watchlist?
Jun 10Wells Fargo Continues To Grow Despite Its Past
May 30Wells Fargo: Uneven Q1 Results Point To A Hold
May 21Here's Why Shareholders May Want To Be Cautious With Increasing Wells Fargo & Company's (NYSE:WFC) CEO Pay Packet
Apr 24Wells Fargo: Limited Upside In 2024
Apr 20Wells Fargo: Strong Q1 Earnings Will Lead To Further Outperformance
Apr 13Wells Fargo Stock: It Was A Nice Rally, But Some Risks Remain (Rating Downgrade)
Apr 05Wells Fargo's 6.2% Preferreds: An Oasis In The Desert
Mar 29Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: WFC's Assets to Equity ratio (10.4x) is moderate.
Allowance for Bad Loans: WFC has a sufficient allowance for bad loans (175%).
Low Risk Liabilities: 78% of WFC's liabilities are made up of primarily low risk sources of funding.
Loan Level: WFC has an appropriate level of Loans to Assets ratio (47%).
Low Risk Deposits: WFC's Loans to Deposits ratio (66%) is appropriate.
Level of Bad Loans: WFC has an appropriate level of bad loans (0.9%).