Wells Fargo Balance Sheet Health
Financial Health criteria checks 6/6
Wells Fargo has total assets of $1,922.1B and total equity of $185.0B. Total deposits are $1,349.6B, and total loans are $895.4B. It earns a Net Interest Margin of 3.1%. It has sufficient allowance for bad loans, which are currently at 0.9% of total loans. Cash and short-term investments are $365.3B.
Key information
10.4x
Asset to equity ratio
3.1%
Net interest margin
| Total deposits | US$1.35t |
| Loan to deposit ratio | Appropriate |
| Bad loans | 0.9% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | US$365.31b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: WFC.PRD's Assets to Equity ratio (10.4x) is moderate.
Allowance for Bad Loans: WFC.PRD has a sufficient allowance for bad loans (175%).
Low Risk Liabilities: 78% of WFC.PRD's liabilities are made up of primarily low risk sources of funding.
Loan Level: WFC.PRD has an appropriate level of Loans to Assets ratio (47%).
Low Risk Deposits: WFC.PRD's Loans to Deposits ratio (66%) is appropriate.
Level of Bad Loans: WFC.PRD has an appropriate level of bad loans (0.9%).