Webster Financial Balance Sheet Health
Financial Health criteria checks 6/6
Webster Financial has total assets of $76.2B and total equity of $8.7B. Total deposits are $60.7B, and total loans are $50.5B. It earns a Net Interest Margin of 3.5%. It has sufficient allowance for bad loans, which are currently at 0.6% of total loans. Cash and short-term investments are $1.5B.
Key information
8.7x
Asset to equity ratio
3.5%
Net interest margin
Total deposits | US$60.75b |
Loan to deposit ratio | Appropriate |
Bad loans | 0.6% |
Allowance for bad loans | Sufficient |
Current ratio | Low |
Cash & equivalents | US$1.55b |
Recent financial health updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: WBS.PRF's Assets to Equity ratio (8.7x) is low.
Allowance for Bad Loans: WBS.PRF has a sufficient allowance for bad loans (226%).
Low Risk Liabilities: 90% of WBS.PRF's liabilities are made up of primarily low risk sources of funding.
Loan Level: WBS.PRF has an appropriate level of Loans to Assets ratio (66%).
Low Risk Deposits: WBS.PRF's Loans to Deposits ratio (83%) is appropriate.
Level of Bad Loans: WBS.PRF has an appropriate level of bad loans (0.6%).