U.S. Bancorp (NYSE:USB) - Stock Price, News & Analysis

USB Stock Overview

A financial services holding company, provides various financial services to individuals, businesses, institutional organizations, governmental entities, and other financial institutions in the United States.

About the company

USB fundamental analysis
Snowflake Score
Valuation	4/6
Future Growth	1/6
Past Performance	1/6
Financial Health	6/6
Dividends	5/6

Rewards

Trading at 42.8% below our estimate of its fair value

Earnings are forecast to grow 11.23% per year

Pays a reliable dividend of 4.41%

Risk Analysis

No risks detected for USB from our risk checks.

U.S. Bancorp Competitors

PNC Financial Services Group

NYSE:PNC

US$71.4b

Citigroup

NYSE:C

US$129.0b

Fifth Third Bancorp

NasdaqGS:FITB

US$27.9b

Wells Fargo

NYSE:WFC

US$207.3b

Price History & Performance

Summary of all time highs, changes and price drops for U.S. Bancorp
Historical stock prices
Current Share Price	US$44.41
52 Week High	US$45.85
52 Week Low	US$30.47
Beta	1.06
11 Month Change	13.03%
3 Month Change	9.79%
1 Year Change	13.46%
33 Year Change	-20.43%
5 Year Change	-21.48%
Change since IPO	3,575.31%

U.S. Bancorp Stock: Multiple Red Flags Make Me Downgrade To Hold

Jul 12

Recent updates

U.S. Bancorp: Excessive Premium To Tangible Equity, Growing Loan Loss Risks, And Precarious Deposits

Mar 15

Aristotle Capital - U.S. Bancorp: An Attractive Return Profile At Discount To Intrinsic Value

Mar 02

U.S. Bancorp: Two Ways To Earn Good Income

Jan 29

U.S. Bancorp: Buy The Dip Opportunity (Technical Analysis)

Jan 22

U.S. Bancorp Remains A Good Income Play

Jan 09

U.S. Bancorp: A Great Time To Exit

Dec 19

Finding Diamonds In The Rough: Uncovering Dividend Gems

Dec 15

U.S. Bancorp: Balance Sheet Flexibility Creates Opportunity

Nov 29

U.S. Bancorp Q3: Growing CRE Headwinds (Rating Downgrade)

Oct 25

U.S. Bancorp: Why The Common Is Better Than The Preferreds Despite Their Higher Yield

Oct 19

U.S. Bancorp's 6.2% Yield: A Very Attractive Buy Ahead Of Q3

Oct 06

U.S. Bancorp: High-Quality Bank, With Tempting Dividend Yield At Steep Discount

Sep 21

U.S. Bancorp (NYSE:USB) Will Pay A Dividend Of $0.48

Sep 16

U.S. Bancorp: 5% Dividend Yield And A Strong Buy Opportunity

Aug 22

U.S. Bancorp Nearing Fair Value - Hold

Aug 10

U.S. Bancorp: Not Priced For A Recession Yet, Slow Recovery Likely

Jul 20

Shareholder Returns

	USB	US Banks	US Market
7D	5.9%	2.8%	-0.7%
1Y	13.5%	28.5%	20.2%

Return vs Industry: USB underperformed the US Banks industry which returned 28.5% over the past year.

Return vs Market: USB underperformed the US Market which returned 20.2% over the past year.

Price Volatility

Is USB's price volatile compared to industry and market?
USB volatility
USB Average Weekly Movement	3.2%
Banks Industry Average Movement	4.2%
Market Average Movement	5.9%
10% most volatile stocks in US Market	14.9%
10% least volatile stocks in US Market	2.9%

Stable Share Price: USB has not had significant price volatility in the past 3 months.

Volatility Over Time: USB's weekly volatility (3%) has been stable over the past year.

About the Company

Founded	Employees	CEO	Website
1863	70,000	Andy Cecere	www.usbank.com

U.S. Bancorp, a financial services holding company, provides various financial services to individuals, businesses, institutional organizations, governmental entities, and other financial institutions in the United States. It operates through Wealth, Corporate, Commercial and Institutional Banking; Consumer and Business Banking; Payment Services; and Treasury and Corporate Support segments.

U.S. Bancorp Fundamentals Summary

How do U.S. Bancorp's earnings and revenue compare to its market cap?
USB fundamental statistics
Market cap	US$70.63b
Earnings (TTM)	US$4.91b
Revenue (TTM)	US$25.11b

14.1x

P/E Ratio

1.4x

P/B Ratio

Is USB overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
USB income statement (TTM)
Revenue	US$25.11b
Cost of Revenue	US$0
Gross Profit	US$25.11b
Other Expenses	US$20.20b
Earnings	US$4.91b

Last Reported Earnings

Jun 30, 2024

Next Earnings Date

Oct 16, 2024

Earnings per share (EPS)	3.14
Gross Margin	100.00%
Net Profit Margin	19.54%
Debt/Equity Ratio	121.8%

How did USB perform over the long term?

See historical performance and comparison

Dividends

4.4%

Current Dividend Yield

62%

Payout Ratio

USB Stock Overview

Rewards

Risk Analysis

U.S. Bancorp Competitors

NYSE:PNC

US$71.4b

NYSE:C

US$129.0b

NasdaqGS:FITB

US$27.9b

NYSE:WFC

US$207.3b

Price History & Performance

Recent News & Updates

Second quarter 2024 earnings: EPS exceeds analyst expectations

Aleem Gillani Joins U.S. Bancorp Board of Directors

U.S. Bancorp Stock: Multiple Red Flags Make Me Downgrade To Hold

U.S. Bancorp Plans to Increase Quarterly Common Stock Dividend for the Fourth Quarter of 2024

U.S. Bancorp Announces Executive Changes

U.S. Bancorp to Report Q2, 2024 Results on Jul 17, 2024

Recent updates

Second quarter 2024 earnings: EPS exceeds analyst expectations

Aleem Gillani Joins U.S. Bancorp Board of Directors

U.S. Bancorp Stock: Multiple Red Flags Make Me Downgrade To Hold

U.S. Bancorp Plans to Increase Quarterly Common Stock Dividend for the Fourth Quarter of 2024

U.S. Bancorp Announces Executive Changes

U.S. Bancorp to Report Q2, 2024 Results on Jul 17, 2024

First quarter dividend of US$0.49 announced

U.S. Bancorp Announces Quarterly Dividend, Payable on July 15, 2024

U.S. Bancorp Series A Preferred: A Good Source Of Income

U.S. Bancorp Announces New Leaders for its WCIB business

U.S. Bancorp Appoints Gunjan Kedia as President

First quarter 2024 earnings: Revenues and EPS in line with analyst expectations

U.S. Bancorp: Headwinds Persist

First quarter 2024 earnings released: EPS: US$0.85 (vs US$1.04 in 1Q 2023)

U.S. Bancorp Stock: An Attractive Income Pick Ahead Of Q1 2024 Earnings

U.S. Bancorp to Report Q1, 2024 Results on Apr 17, 2024

Upcoming dividend of US$0.49 per share

Fourth quarter dividend of US$0.49 announced

U.S. Bancorp: Excessive Premium To Tangible Equity, Growing Loan Loss Risks, And Precarious Deposits

U.S. Bancorp Declares Regular Quarterly Dividend, Payable on April 15, 2024

U.S. Bancorp Appoints Bill Mulvihill as Head for Loan Capital Markets

U.S. Bancorp, Annual General Meeting, Apr 16, 2024

Aristotle Capital - U.S. Bancorp: An Attractive Return Profile At Discount To Intrinsic Value

Full year 2023 earnings: EPS misses analyst expectations

Chairman notifies of intention to sell stock

Insider notifies of intention to sell stock

U.S. Bancorp: Two Ways To Earn Good Income

U.S. Bancorp: Buy The Dip Opportunity (Technical Analysis)

Full year 2023 earnings: EPS misses analyst expectations

Price target increased by 7.0% to US$48.32

U.S. Bancorp Remains A Good Income Play

Upcoming dividend of US$0.49 per share at 4.6% yield

U.S. Bancorp: A Great Time To Exit

Key Executive recently sold US$1.0m worth of stock

Finding Diamonds In The Rough: Uncovering Dividend Gems

U.S. Bancorp Declares Regular Quarterly Dividend, Payable on January 16, 2024

U.S. Bancorp: Balance Sheet Flexibility Creates Opportunity

U.S. Bancorp Q3: Growing CRE Headwinds (Rating Downgrade)

Third quarter 2023 earnings: EPS misses analyst expectations

U.S. Bancorp Provides Earnings Guidance for the Fourth Quarter 2023

U.S. Bancorp: Why The Common Is Better Than The Preferreds Despite Their Higher Yield

U.S. Bancorp's 6.2% Yield: A Very Attractive Buy Ahead Of Q3

U.S. Bank Names Ariel Meyerstein as Head of ESG Program Office

U.S. Bancorp to Report Q3, 2023 Results on Oct 18, 2023

U.S. Bancorp: High-Quality Bank, With Tempting Dividend Yield At Steep Discount

Upcoming dividend of US$0.48 per share at 5.6% yield

U.S. Bank Appoints Kai Sakstrup as Chief Product Officer for Its Wealth, Corporate, Commercial and Institutional Banking Division, Effective October 1, 2023

U.S. Bancorp (NYSE:USB) Will Pay A Dividend Of $0.48

U.S. Bancorp Appoints Joe Persichetti as Head of Healthcare Business Banking

U.S. Bancorp Announces Quarterly Dividend, Payable on October 16, 2023

U.S. Bancorp Appoints Shruti Patel as Chief Product Officer

U.S. Bancorp Announces Chief Financial Officer Changes, Effective September 1, 2023

U.S. Bancorp: 5% Dividend Yield And A Strong Buy Opportunity

Vice Chair & CFO recently sold US$1.0m worth of stock

Vice Chair & CFO notifies of intention to sell stock

U.S. Bancorp Nearing Fair Value - Hold

U.S. Bancorp announced that it expects to receive $936 million in funding from Mitsubishi UFJ Financial Group, Inc.

U.S. Bancorp announced that it expects to receive $936 million in funding from Mitsubishi UFJ Financial Group, Inc.

U.S. Bancorp Announces Total Net Charge-Offs for the Quarter Ended June 30, 2023