Truist Financial Balance Sheet Health
Financial Health criteria checks 6/6
Truist Financial has total assets of $519.9B and total equity of $63.8B. Total deposits are $385.4B, and total loans are $300.9B. It earns a Net Interest Margin of 3%. It has sufficient allowance for bad loans, which are currently at 0.5% of total loans. Cash and short-term investments are $49.9B.
Key information
8.1x
Asset to equity ratio
3.0%
Net interest margin
| Total deposits | US$385.41b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 0.5% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | US$49.87b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: TFC.PRR's Assets to Equity ratio (8.1x) is low.
Allowance for Bad Loans: TFC.PRR has a sufficient allowance for bad loans (339%).
Low Risk Liabilities: 85% of TFC.PRR's liabilities are made up of primarily low risk sources of funding.
Loan Level: TFC.PRR has an appropriate level of Loans to Assets ratio (58%).
Low Risk Deposits: TFC.PRR's Loans to Deposits ratio (78%) is appropriate.
Level of Bad Loans: TFC.PRR has an appropriate level of bad loans (0.5%).