Synovus Financial Balance Sheet Health
Financial Health criteria checks 6/6
Synovus Financial has total assets of $59.8B and total equity of $5.0B. Total deposits are $50.6B, and total loans are $42.8B. It earns a Net Interest Margin of 3.2%. It has sufficient allowance for bad loans, which are currently at 0.8% of total loans. Cash and short-term investments are $2.4B.
Key information
11.9x
Asset to equity ratio
3.2%
Net interest margin
Total deposits | US$50.58b |
Loan to deposit ratio | Appropriate |
Bad loans | 0.8% |
Allowance for bad loans | Sufficient |
Current ratio | Low |
Cash & equivalents | US$2.42b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: SNV.PRD's Assets to Equity ratio (11.9x) is moderate.
Allowance for Bad Loans: SNV.PRD has a sufficient allowance for bad loans (141%).
Low Risk Liabilities: 92% of SNV.PRD's liabilities are made up of primarily low risk sources of funding.
Loan Level: SNV.PRD has an appropriate level of Loans to Assets ratio (72%).
Low Risk Deposits: SNV.PRD's Loans to Deposits ratio (85%) is appropriate.
Level of Bad Loans: SNV.PRD has an appropriate level of bad loans (0.8%).