Royal Bank of Canada Balance Sheet Health
Financial Health criteria checks 6/6
Royal Bank of Canada has total assets of CA$1,957.7B and total equity of CA$112.4B. Total deposits are CA$1,215.7B, and total loans are CA$835.7B. It earns a Net Interest Margin of 1.5%. It has sufficient allowance for bad loans, which are currently at 0.4% of total loans. Cash and short-term investments are CA$712.4B.
Key information
17.4x
Asset to equity ratio
1.5%
Net interest margin
Total deposits | CA$1.22t |
Loan to deposit ratio | Appropriate |
Bad loans | 0.4% |
Allowance for bad loans | Sufficient |
Current ratio | Low |
Cash & equivalents | CA$712.44b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: RY.PRT's Assets to Equity ratio (17.4x) is moderate.
Allowance for Bad Loans: RY.PRT has a sufficient allowance for bad loans (137%).
Low Risk Liabilities: 66% of RY.PRT's liabilities are made up of primarily low risk sources of funding.
Loan Level: RY.PRT has an appropriate level of Loans to Assets ratio (43%).
Low Risk Deposits: RY.PRT's Loans to Deposits ratio (69%) is appropriate.
Level of Bad Loans: RY.PRT has an appropriate level of bad loans (0.4%).