Regions Financial Balance Sheet Health
Financial Health criteria checks 6/6
Regions Financial has total assets of $154.9B and total equity of $17.1B. Total deposits are $129.0B, and total loans are $95.2B. It earns a Net Interest Margin of 3.9%. It has sufficient allowance for bad loans, which are currently at 0.9% of total loans. Cash and short-term investments are $11.3B.
Key information
9.1x
Asset to equity ratio
3.9%
Net interest margin
Total deposits | US$128.98b |
Loan to deposit ratio | Appropriate |
Bad loans | 0.9% |
Allowance for bad loans | Sufficient |
Current ratio | Low |
Cash & equivalents | US$11.25b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: RF.PRB's Assets to Equity ratio (9.1x) is low.
Allowance for Bad Loans: RF.PRB has a sufficient allowance for bad loans (178%).
Low Risk Liabilities: 94% of RF.PRB's liabilities are made up of primarily low risk sources of funding.
Loan Level: RF.PRB has an appropriate level of Loans to Assets ratio (61%).
Low Risk Deposits: RF.PRB's Loans to Deposits ratio (74%) is appropriate.
Level of Bad Loans: RF.PRB has an appropriate level of bad loans (0.9%).