The PNC Financial Services Group, Inc.

NYSE:PNC Stock Report

Market Cap: US$77.0b

PNC Financial Services Group Balance Sheet Health

Financial Health criteria checks 6/6

PNC Financial Services Group has total assets of $564.9B and total equity of $55.7B. Total deposits are $424.0B, and total loans are $316.8B. It earns a Net Interest Margin of 2.8%. It has sufficient allowance for bad loans, which are currently at 0.8% of total loans. Cash and short-term investments are $9.8B.

Key information

10.1x

Asset to equity ratio

2.8%

Net interest margin

Total deposits

US$423.97b

Loan to deposit ratio

Appropriate

Bad loans

0.8%

Allowance for bad loans

Sufficient

Current ratio

Low

Cash & equivalents

US$9.79b

Recent financial health updates

No updates

Recent updates

PNC Financial: A Balanced Approach Calls For A Hold Rating

Dec 18

The PNC Power Play: Strong Dividends, Smart Moves, And Room To Run

Oct 10

PNC Financial: Interest Rate Cuts Could Increase Lending

Sep 09

PNC Financial: Undramatic, Undervalued, And Underrated

Jun 26

Increases to CEO Compensation Might Be Put On Hold For Now at The PNC Financial Services Group, Inc. (NYSE:PNC)

Apr 19
Increases to CEO Compensation Might Be Put On Hold For Now at The PNC Financial Services Group, Inc. (NYSE:PNC)

Dissecting PNC Financial: What This Super-Regional Bank Tells Us About The Economy

Apr 18

PNC Financial: Nothing Spectacular But Valuation Is Modest

Feb 07

One Of The Best - Why PNC Financial Is Such A Great Regional Bank

Jan 31

Does PNC Financial Services Group (NYSE:PNC) Deserve A Spot On Your Watchlist?

Dec 28
Does PNC Financial Services Group (NYSE:PNC) Deserve A Spot On Your Watchlist?

PNC Financial: Margin Squeeze Offset By Dividend Income Potential (Ratings Downgrade)

Dec 15

PNC Financial: Fully Valued With Buybacks 2+ Years Away

Nov 13

PNC Financial Will Be Back, But Needs Lower Rates First

Oct 17

PNC Financial: One Of The Best Regional Banks Money Can Buy

Oct 09

PNC Financial: Upgrade To Strong Buy, Near 5% Dividend Yield

Sep 14

Seeking Value With PNC Financial Services Group

Sep 01

Is PNC Stock A Buy Following Q2 Earnings? Deposit Resiliency Keeps Shares Attractive

Jul 19

PNC Financial: Buy This 5% Yielding Blue-Chip Bargain Before Everyone Else Does

Jul 13

PNC Financial: Now A Value Stock With A 4.9% Yield

Jun 23

PNC Financial: An Attractive Looking Compounder

Jun 15

Big Banks Have Massive Exposure: A Review Of PNC Bank

May 25

PNC Financial: My, Oh My, This Is Great DGI

Jan 28

PNC Financial Q4 2022 Earnings Preview

Jan 17

PNC Financial scales up its environmental finance pledge by 50%

Jan 11

PNC Financial declares $1.50 dividend

Jan 04

PNC Financial: Banking On It

Dec 12

Regional Bank Round-Up

Nov 08

Bank Earnings Hit On Friday: PNC Is Cheap, Shares Dangling At Support

Oct 11

The PNC Financial Services Group declares $1.50 dividend

Oct 03

Financial Position Analysis


Debt to Equity History and Analysis


Balance Sheet


Financial Institutions Analysis

Asset Level: PNC's Assets to Equity ratio (10.1x) is moderate.

Allowance for Bad Loans: PNC has a sufficient allowance for bad loans (178%).

Low Risk Liabilities: 83% of PNC's liabilities are made up of primarily low risk sources of funding.

Loan Level: PNC has an appropriate level of Loans to Assets ratio (56%).

Low Risk Deposits: PNC's Loans to Deposits ratio (75%) is appropriate.

Level of Bad Loans: PNC has an appropriate level of bad loans (0.8%).


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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/24 04:32
End of Day Share Price 2024/12/24 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

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Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

The PNC Financial Services Group, Inc. is covered by 57 analysts. 16 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Stephen BiggarArgus Research Company
Christopher WheelerAtlantic Equities LLP
David GeorgeBaird