PFSI Stock Overview
Through its subsidiaries, engages in the mortgage banking and investment management activities in the United States. More details
| Snowflake Score | |
|---|---|
| Valuation | 4/6 |
| Future Growth | 3/6 |
| Past Performance | 3/6 |
| Financial Health | 2/6 |
| Dividends | 1/6 |
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PennyMac Financial Services, Inc. Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$101.25 |
| 52 Week High | US$119.13 |
| 52 Week Low | US$83.03 |
| Beta | 1.78 |
| 1 Month Change | -7.42% |
| 3 Month Change | -6.07% |
| 1 Year Change | 16.30% |
| 3 Year Change | 72.63% |
| 5 Year Change | 187.15% |
| Change since IPO | 416.58% |
Recent News & Updates
Shareholder Returns
| PFSI | US Diversified Financial | US Market | |
|---|---|---|---|
| 7D | -0.5% | -1.7% | -2.2% |
| 1Y | 16.3% | 18.3% | 18.3% |
Return vs Industry: PFSI underperformed the US Diversified Financial industry which returned 18.3% over the past year.
Return vs Market: PFSI underperformed the US Market which returned 18.3% over the past year.
Price Volatility
| PFSI volatility | |
|---|---|
| PFSI Average Weekly Movement | 4.4% |
| Diversified Financial Industry Average Movement | 4.6% |
| Market Average Movement | 6.0% |
| 10% most volatile stocks in US Market | 17.8% |
| 10% least volatile stocks in US Market | 3.1% |
Stable Share Price: PFSI has not had significant price volatility in the past 3 months compared to the US market.
Volatility Over Time: PFSI's weekly volatility (4%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 2008 | 4,455 | David Spector | www.pennymac.com |
PennyMac Financial Services, Inc., through its subsidiaries, engages in the mortgage banking and investment management activities in the United States. The company operates through three segments: Production, Servicing, and Investment Management. The Production segment is involved in the origination, acquisition, and sale of loans.
PennyMac Financial Services, Inc. Fundamentals Summary
| PFSI fundamental statistics | |
|---|---|
| Market cap | US$5.21b |
| Earnings (TTM) | US$311.42m |
| Revenue (TTM) | US$2.86b |
16.7x
P/E Ratio1.8x
P/S RatioIs PFSI overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| PFSI income statement (TTM) | |
|---|---|
| Revenue | US$2.86b |
| Cost of Revenue | US$270.09m |
| Gross Profit | US$2.59b |
| Other Expenses | US$2.28b |
| Earnings | US$311.42m |
Last Reported Earnings
Dec 31, 2024
Next Earnings Date
n/a
| Earnings per share (EPS) | 6.05 |
| Gross Margin | 90.55% |
| Net Profit Margin | 10.89% |
| Debt/Equity Ratio | 537.7% |
How did PFSI perform over the long term?
See historical performance and comparisonDividends
1.2%
Current Dividend Yield18%
Payout RatioDoes PFSI pay a reliable dividends?
See PFSI dividend history and benchmarks| PennyMac Financial Services dividend dates | |
|---|---|
| Ex Dividend Date | Feb 13 2025 |
| Dividend Pay Date | Feb 23 2025 |
| Days until Ex dividend | 10 days |
| Days until Dividend pay date | 0 days |
Does PFSI pay a reliable dividends?
See PFSI dividend history and benchmarksCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2025/02/23 06:59 |
| End of Day Share Price | 2025/02/21 00:00 |
| Earnings | 2024/12/31 |
| Annual Earnings | 2024/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
PennyMac Financial Services, Inc. is covered by 14 analysts. 5 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Mark DeVries | Barclays |
| Mark DeVries | Barclays |
| Terry Ma | Barclays |