Prosperity Bancshares Balance Sheet Health
Financial Health criteria checks 6/6
Prosperity Bancshares has total assets of $38.8B and total equity of $7.1B. Total deposits are $27.2B, and total loans are $20.9B. It earns a Net Interest Margin of 2.8%. It has sufficient allowance for bad loans, which are currently at 0.4% of total loans. Cash and short-term investments are $1.1B.
Key information
5.5x
Asset to equity ratio
2.8%
Net interest margin
| Total deposits | US$27.18b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 0.4% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | US$1.09b |
Recent financial health updates
No updates
Recent updates
Prosperity Bancshares: Far From The Best Opportunity In This Space
Mar 18Prosperity Bancshares: Likely To Highly Reward Investors In A Lower Rate Environment
Dec 15Prosperity Bancshares' (NYSE:PB) Upcoming Dividend Will Be Larger Than Last Year's
Oct 28
Trading Prosperity Bancshares: Enough Damage Priced In
Oct 11Prosperity Bancshares: Priority Is To Bring Net Interest Margin Back Up
Jul 30Prosperity Bancshares Q4 2022 Earnings Preview
Jan 24Prosperity Bancshares announces roughly 4.6M share buyback
Jan 18Prosperity Bancshares: Earnings Outlook Is Bright But Valuation Is Not Attractive
Jan 06Prosperity Bancshares (NYSE:PB) Is Paying Out A Larger Dividend Than Last Year
Dec 09Prosperity Bancshares (NYSE:PB) Is Increasing Its Dividend To $0.55
Nov 17Prosperity Bancshares (NYSE:PB) Will Pay A Larger Dividend Than Last Year At $0.55
Nov 01Prosperity Bancshares Q3 2022 Earnings Preview
Oct 25Prosperity Bancshares Is Trading At A Nearly 10-Year Low Valuation Level
Oct 18Prosperity Bancshares to acquire Lone Star State Bancshares, unit
Oct 11Prosperity Bancshares: Flattish Earnings, Unattractive Valuation
Aug 03Prosperity Bancshares declares $0.52 dividend
Jul 21Prosperity Bancshares: Higher Rates Help Earnings, But Persistent Loan Declines Remain Worrisome
May 20Without Some Offense, Prosperity Bancshares' Defensive Characteristics Aren't A Big Plus Today
Feb 26Prosperity Bancshares: Flattish Earnings Outlook
Dec 12Do Prosperity Bancshares's (NYSE:PB) Earnings Warrant Your Attention?
Nov 28Prosperity Bancshares: Securities Growth To Buoy Net Interest Income
Sep 27With EPS Growth And More, Prosperity Bancshares (NYSE:PB) Is Interesting
Aug 03Prosperity Bancshares: Earnings Likely To Be Somewhat Flat
Jul 11Prosperity Bancshares, Inc. 2021 Q1 - Results - Earnings Call Presentation
Apr 30Prosperity Bancshares EPS beats by $0.06, beats on revenue
Apr 28Shareholders Will Most Likely Find Prosperity Bancshares, Inc.'s (NYSE:PB) CEO Compensation Acceptable
Apr 13Does Prosperity Bancshares (NYSE:PB) Deserve A Spot On Your Watchlist?
Mar 29Is It Smart To Buy Prosperity Bancshares, Inc. (NYSE:PB) Before It Goes Ex-Dividend?
Mar 07Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: PB's Assets to Equity ratio (5.5x) is low.
Allowance for Bad Loans: PB has a sufficient allowance for bad loans (405%).
Low Risk Liabilities: 86% of PB's liabilities are made up of primarily low risk sources of funding.
Loan Level: PB has an appropriate level of Loans to Assets ratio (54%).
Low Risk Deposits: PB's Loans to Deposits ratio (77%) is appropriate.
Level of Bad Loans: PB has an appropriate level of bad loans (0.4%).