Bank of N.T. Butterfield & Son Balance Sheet Health
Financial Health criteria checks 4/6
Bank of N.T. Butterfield & Son has total assets of $13.5B and total equity of $995.1M. Total deposits are $12.1B, and total loans are $4.6B earning a Net Interest Margin of 2.8%. It has insufficient allowance for bad loans, which are currently at 3.4% of total loans. Cash and short-term investments are $2.7B.
Key information
13.6x
Asset to equity ratio
2.8%
Net interest margin
| Total deposits | US$12.13b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 3.4% |
| Allowance for bad loans | Low |
| Current ratio | Low |
| Cash & equivalents | US$2.74b |
Recent financial health updates
No updates
Recent updates
With EPS Growth And More, Bank of N.T. Butterfield & Son (NYSE:NTB) Makes An Interesting Case
Mar 22
The Bank of N.T. Butterfield & Son Limited (NYSE:NTB) Yearly Results: Here's What Analysts Are Forecasting For This Year
Feb 15The Bank Of N.T. Butterfield & Son: Not Bad, But Not Great Either
Jan 09The Bank Of N.T. Butterfield & Son Limited - Operationally A Very Solid Business
Sep 24Here's Why Bank of N.T. Butterfield & Son (NYSE:NTB) Has Caught The Eye Of Investors
Sep 11Bank of N.T. Butterfield & Son (NYSE:NTB) Has Affirmed Its Dividend Of $0.44
Aug 04Bank Of N.T. Butterfield: A Resilient Bank That Is Being Overlooked
Jul 02Bank of N.T. Butterfield & Son: Great Bank At A Steep Discount
Jun 22Is Now The Time To Put Bank of N.T. Butterfield & Son (NYSE:NTB) On Your Watchlist?
Jun 08Bank of N.T. Butterfield & Son (NYSE:NTB) Has Announced A Dividend Of $0.44
Apr 28The Bank of N.T. Butterfield & Son goes ex-dividend tomorrow
Feb 23The Bank of N.T. Butterfield & Son Non-GAAP EPS of $1.27 beats by $0.13, revenue of $148.5M beats by $5.24M
Feb 13The Bank of N.T. Butterfield & Son goes ex-dividend tomorrow
Nov 09Bank of N.T. Butterfield & Son's (NYSE:NTB) Dividend Will Be $0.44
Nov 04The Bank of N.T. Butterfield & Son Non-GAAP EPS of $1.16 beats by $0.05, revenue of $141.1M in-line
Oct 31Butterfield Bank: Q2 Earnings Overview For This 5.2%-Yielding Offshore Bank
Aug 11The Bank of N.T. Butterfield & Son goes ex-dividend tomorrow
Aug 04Bank of N.T. Butterfield & Son (NYSE:NTB) Is Due To Pay A Dividend Of $0.44
Jul 30The Bank of N.T. Butterfield & Son Non-GAAP EPS of $1.01 beats by $0.08, revenue of $133.2M beats by $2.37M
Jul 25Bank of N.T. Butterfield & Son announces unsolicited mini-tender offer
Jul 15Bank of N.T. Butterfield & Son (NYSE:NTB) Has Re-Affirmed Its Dividend Of US$0.44
May 08Butterfield Bank: A 4.7%-Yielding Play On Rising Interest Rates
Mar 29Bank of N.T. Butterfield & Son's (NYSE:NTB) Dividend Will Be US$0.44
Feb 19Bank of N.T. Butterfield & Son (NYSE:NTB) Has Affirmed Its Dividend Of US$0.44
Nov 01Butterfield Bank: Solid 5.1% Dividend Yield But Hampered By Low Interest Rates
Aug 13Bank of N.T. Butterfield & Son (NYSE:NTB) Has Affirmed Its Dividend Of US$0.44
Jul 31Should The Bank of N.T. Butterfield & Son Limited (NYSE:NTB) Be Part Of Your Dividend Portfolio?
May 05The Bank of N.T. Butterfield & Son EPS beats by $0.08, beats on revenue
Apr 28Would Shareholders Who Purchased Bank of N.T. Butterfield & Son's (NYSE:NTB) Stock Three Years Be Happy With The Share price Today?
Feb 19
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: NTB's Assets to Equity ratio (13.6x) is moderate.
Allowance for Bad Loans: NTB has a low allowance for bad loans (16%).
Low Risk Liabilities: 97% of NTB's liabilities are made up of primarily low risk sources of funding.
Loan Level: NTB has an appropriate level of Loans to Assets ratio (34%).
Low Risk Deposits: NTB's Loans to Deposits ratio (38%) is appropriate.
Level of Bad Loans: NTB has a high level of bad loans (3.4%).