Nicolet Bankshares Balance Sheet Health

Financial Health criteria checks 6/6

Nicolet Bankshares has total assets of $8.4B and total equity of $1.1B. Total deposits are $7.2B, and total loans are $6.3B. It earns a Net Interest Margin of 3.2%. It has sufficient allowance for bad loans, which are currently at 0.4% of total loans. Cash and short-term investments are $433.1M.

Key information

7.9x

Asset to equity ratio

3.2%

Net interest margin

Total deposits	US$7.17b
Loan to deposit ratio	Appropriate
Bad loans	0.4%
Allowance for bad loans	Sufficient
Current ratio	Low
Cash & equivalents	US$433.06m

Recent financial health updates

No updates

Recent updates

Nicolet Bankshares Non-GAAP EPS of $1.84 misses by $0.16, revenue of $82.94M beats by $10.98M

Jan 17

Nicolet Bankshares Non-GAAP EPS of $1.74 misses by $0.06, revenue of $75.99M beats by $15.24M

Oct 25

Nicolet Bankshares GAAP EPS of $1.73 beats by $0.04, revenue of $69.22M beats by $11.88M

Jul 19

Analysts Just Made A Major Revision To Their Nicolet Bankshares, Inc. (NASDAQ:NCBS) Revenue Forecasts

May 13

Nicolet: Wisconsin Acquirer With Upside

Feb 02

This Just In: Analysts Are Boosting Their Nicolet Bankshares, Inc. (NASDAQ:NCBS) Outlook for This Year

Jan 22

Industry Analysts Just Upgraded Their Nicolet Bankshares, Inc. (NASDAQ:NCBS) Revenue Forecasts By 14%

Jul 22

Don't Ignore The Fact That This Insider Just Sold Some Shares In Nicolet Bankshares, Inc. (NASDAQ:NCBS)

Feb 26

How Much Are Nicolet Bankshares, Inc. (NASDAQ:NCBS) Insiders Taking Off The Table?

Feb 09

Investors Who Bought Nicolet Bankshares (NASDAQ:NCBS) Shares Five Years Ago Are Now Up 111%

Jan 04

Here's What Nicolet Bankshares, Inc.'s (NASDAQ:NCBS) Shareholder Ownership Structure Looks Like

Nov 30

Financial Position Analysis

Debt to Equity History and Analysis

Balance Sheet

Financial Institutions Analysis

Asset Level: NIC's Assets to Equity ratio (7.9x) is low.

Allowance for Bad Loans: NIC has a sufficient allowance for bad loans (241%).

Low Risk Liabilities: 97% of NIC's liabilities are made up of primarily low risk sources of funding.

Loan Level: NIC has an appropriate level of Loans to Assets ratio (75%).

Low Risk Deposits: NIC's Loans to Deposits ratio (88%) is appropriate.

Level of Bad Loans: NIC has an appropriate level of bad loans (0.4%).

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Nicolet Bankshares Balance Sheet Health

Financial Health criteria checks 6/6

Key information

Recent financial health updates

Recent updates

First quarter 2024 earnings: EPS exceeds analyst expectations while revenues lag behind

Nicolet Bankshares, Inc. Reports Net Loan Charge-Offs for the First Quarter Ended March 31, 2024

Executive Director recently sold US$176k worth of stock

Executive Director notifies of intention to sell stock

Full year 2023 earnings: EPS and revenues exceed analyst expectations

Nicolet Bankshares, Inc. Declares Quarterly Cash Dividend, Payable on March 15, 2024

Consensus revenue estimates increase by 15%

Full year 2023 earnings: EPS and revenues exceed analyst expectations

Executive VP & Secretary notifies of intention to sell stock

President notifies of intention to sell stock

Executive Chairman recently sold US$153k worth of stock

Nicolet Bankshares, Inc. Declares Quarterly Cash Dividend, Payable on December 15, 2023

Independent Director recently sold US$230k worth of stock

Nicolet Bankshares, Inc. Announces Step Down of Robert Atwell as Executive Chairman of the Board, Effective January 1, 2024

President notifies of intention to sell stock

Independent Director recently sold US$225k worth of stock

Independent Director notifies of intention to sell stock

Third quarter 2023 earnings: Revenues exceed analysts expectations while EPS lags behind

Nicolet Bankshares, Inc. Reports Net Loan Charge-Offs for the Third Quarter Ended September 30, 2023

Upcoming dividend of US$0.25 per share at 1.3% yield

Nicolet Bankshares, Inc. Declares Quarterly Cash Dividend, Payable on September 15, 2023

Nicolet Bankshares, Inc. to Report Q3, 2023 Results on Oct 24, 2023

Executive Chairman exercised options and sold US$551k worth of stock

Price target increased by 16% to US$83.40

Second quarter 2023 earnings: EPS exceeds analyst expectations

Now 24% undervalued

Investor sentiment improves as stock rises 23%

Investor sentiment improves as stock rises 16%

Nicolet Bankshares, Inc. Elects Glen E. Tellock as Director

Chief Financial Officer recently bought US$85k worth of stock

Consensus EPS estimates fall by 39%

First quarter 2023 earnings: EPS and revenues miss analyst expectations

Price target decreased by 8.8% to US$78.60

Price target decreased by 7.1% to US$83.60

Price target decreased by 10% to US$86.20

Full year 2022 earnings: EPS misses analyst expectations

Consensus EPS estimates fall by 11%

Full year 2022 earnings: EPS misses analyst expectations

Nicolet Bankshares, Inc. Reports Net Loan Charge-Offs for the Fourth Quarter Ended December 31, 2022

Nicolet Bankshares Non-GAAP EPS of $1.84 misses by $0.16, revenue of $82.94M beats by $10.98M

Nicolet Bankshares, Inc. Reports Net Loan Charge-Offs for the Third Quarter Ended September 30, 2022

Third quarter 2022 earnings: Revenues exceed analysts expectations while EPS lags behind

Nicolet Bankshares Non-GAAP EPS of $1.74 misses by $0.06, revenue of $75.99M beats by $15.24M

Independent Director recently bought US$757k worth of stock

Second quarter 2022 earnings: EPS exceeds analyst expectations while revenues lag behind

Nicolet Bankshares GAAP EPS of $1.73 beats by $0.04, revenue of $69.22M beats by $11.88M

Nicolet Bankshares, Inc.(NYSE:NIC) dropped from NASDAQ Composite Index

Independent Director recently bought US$759k worth of stock

Analysts Just Made A Major Revision To Their Nicolet Bankshares, Inc. (NASDAQ:NCBS) Revenue Forecasts

Nicolet Bankshares, Inc. Elects Marcia M. Anderson as Director

Consensus forecasts updated

Insider recently bought US$79k worth of stock

First quarter 2022 earnings: EPS exceeds analyst expectations while revenues lag behind

Chief Financial Officer recently bought US$250k worth of stock

First quarter 2022 earnings: EPS exceeds analyst expectations while revenues lag behind

Nicolet Bankshares, Inc. Reports Net Loan Charge-Offs for the First Quarter Ended March 31, 2022

Nicolet Bankshares, Inc. (NasdaqCM:NCBS) entered into an Agreement and Plan of Merger to acquire Charter Bankshares, Inc. from family for approximately $160 million.

Nicolet Bankshares, Inc., Annual General Meeting, May 09, 2022

Full year 2021 earnings: Revenues exceed analysts expectations while EPS lags behind

Nicolet: Wisconsin Acquirer With Upside

Insider exercised options and sold US$304k worth of stock

Director recently sold US$506k worth of stock

This Just In: Analysts Are Boosting Their Nicolet Bankshares, Inc. (NASDAQ:NCBS) Outlook for This Year

Price target increased to US$93.75

Full year 2021 earnings: Revenues exceed analysts expectations while EPS lags behind

Chief Financial Officer recently bought US$213k worth of stock

Nicolet Bankshares, Inc. (NasdaqCM:NCBS) completed the acquisition of County Bancorp, Inc. (NasdaqGM:ICBK).

Nicolet Bankshares, Inc. Announces Branch Optimization Strategy to Better Align with Customer Actions

Chief Financial Officer recently bought US$511k worth of stock

Industry Analysts Just Upgraded Their Nicolet Bankshares, Inc. (NASDAQ:NCBS) Revenue Forecasts By 14%

Second quarter 2021 earnings released: EPS US$1.85 (vs US$1.29 in 2Q 2020)

Nicolet Bankshares, Inc. (NasdaqCM:NCBS) entered into an agreement to acquire County Bancorp, Inc. (NasdaqGM:ICBK) for approximately $220 million.

CFO & Director Ann Lawson has left the company

First quarter 2021 earnings released: EPS US$1.82 (vs US$1.00 in 1Q 2020)

Price target increased to US$88.60