HDFC Bank Balance Sheet Health
Financial Health criteria checks 5/6
HDFC Bank has total assets of ₹40,301.9B and total equity of ₹4,697.8B. Total deposits are ₹23,768.9B, and total loans are ₹25,658.9B earning a Net Interest Margin of 4.1%. It has insufficient allowance for bad loans, which are currently at 1.2% of total loans. Cash and short-term investments are ₹2,288.3B.
Key information
8.6x
Asset to equity ratio
4.1%
Net interest margin
| Total deposits | ₹23.77t |
| Loan to deposit ratio | Appropriate |
| Bad loans | 1.2% |
| Allowance for bad loans | n/a |
| Current ratio | Low |
| Cash & equivalents | ₹2.29t |
Recent financial health updates
No updates
Recent updates
HDFC Bank: The Jury Is Still Out, Although The Risk-Reward Is In A Better Place
Apr 03HDFC Bank: Why The $21bn Rout Was Not Unjustified
Jan 22HDFC Bank: Cleaning Out The Closet
Nov 17HDFC Bank: Merger Done, A New Chapter Begins (Rating Downgrade)
Sep 09HDFC Bank: A Bet On The Rapid Emergence Of India
Jul 04HDFC Bank: Market's Attention Is On Pending Merger
Jan 09HDFC Bank: Steady As She Goes
Oct 27HDFC Bank GAAP EPS of ₹19.00, core net revenue of ₹28,869.8 crore
Oct 17HDFC Bank: Sustainability At Its Core
Jul 15HDFC Bank: Best-In-Class Indian Bank Weighed Down By Transitory Headwinds
Jun 24HDFC Bank: Turning A New Chapter Post RBI Restrictions
Apr 04HDFC: Well Positioned To Profit From India's Economic Upswing
Nov 28HDFC Bank: Long-Term Growth Potential Overshadowed By Short-Term Challenges
Sep 24With Banks Getting Ready To Kick Off Earnings Season, I Like HDFC Bank Better Than Most
Jul 08HDFC Bank: Favor Quality On The Recovery Path
Nov 07Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: HDB's Assets to Equity ratio (8.6x) is low.
Allowance for Bad Loans: Insufficient data to determine if HDB has a sufficient allowance for bad loans.
Low Risk Liabilities: 67% of HDB's liabilities are made up of primarily low risk sources of funding.
Loan Level: HDB has an appropriate level of Loans to Assets ratio (64%).
Low Risk Deposits: HDB's Loans to Deposits ratio (108%) is appropriate.
Level of Bad Loans: HDB has an appropriate level of bad loans (1.2%).