F.N.B Balance Sheet Health
Financial Health criteria checks 6/6
F.N.B has total assets of $46.2B and total equity of $6.1B. Total deposits are $34.7B, and total loans are $31.9B. It earns a Net Interest Margin of 3.4%. It has sufficient allowance for bad loans, which are currently at 0.3% of total loans. Cash and short-term investments are $1.6B.
Key information
7.6x
Asset to equity ratio
3.4%
Net interest margin
Total deposits | US$34.71b |
Loan to deposit ratio | Appropriate |
Bad loans | 0.3% |
Allowance for bad loans | Sufficient |
Current ratio | Low |
Cash & equivalents | US$1.58b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: FNB.PRE's Assets to Equity ratio (7.6x) is low.
Allowance for Bad Loans: FNB.PRE has a sufficient allowance for bad loans (379%).
Low Risk Liabilities: 87% of FNB.PRE's liabilities are made up of primarily low risk sources of funding.
Loan Level: FNB.PRE has an appropriate level of Loans to Assets ratio (69%).
Low Risk Deposits: FNB.PRE's Loans to Deposits ratio (92%) is appropriate.
Level of Bad Loans: FNB.PRE has an appropriate level of bad loans (0.3%).