First Horizon Balance Sheet Health
Financial Health criteria checks 6/6
First Horizon has total assets of $81.8B and total equity of $9.2B. Total deposits are $65.7B, and total loans are $61.0B. It earns a Net Interest Margin of 3.4%. It has sufficient allowance for bad loans, which are currently at 0.8% of total loans. Cash and short-term investments are $4.6B.
Key information
8.9x
Asset to equity ratio
3.4%
Net interest margin
| Total deposits | US$65.74b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 0.8% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | US$4.61b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: FHN.PRD's Assets to Equity ratio (8.9x) is low.
Allowance for Bad Loans: FHN.PRD has a sufficient allowance for bad loans (156%).
Low Risk Liabilities: 91% of FHN.PRD's liabilities are made up of primarily low risk sources of funding.
Loan Level: FHN.PRD has an appropriate level of Loans to Assets ratio (75%).
Low Risk Deposits: FHN.PRD's Loans to Deposits ratio (93%) is appropriate.
Level of Bad Loans: FHN.PRD has an appropriate level of bad loans (0.8%).