Equity Bancshares Balance Sheet Health
Financial Health criteria checks 6/6
Equity Bancshares has total assets of $5.2B and total equity of $456.8M. Total deposits are $4.4B, and total loans are $3.4B. It earns a Net Interest Margin of 3.5%. It has sufficient allowance for bad loans, which are currently at 0.7% of total loans. Cash and short-term investments are $235.0M.
Key information
11.5x
Asset to equity ratio
3.5%
Net interest margin
Total deposits | US$4.37b |
Loan to deposit ratio | Appropriate |
Bad loans | 0.7% |
Allowance for bad loans | Sufficient |
Current ratio | Low |
Cash & equivalents | US$235.02m |
Recent financial health updates
No updates
Recent updates
Equity Bancshares GAAP EPS of $0.93 beats by $0.12, revenue of $50.91M beats by $2.43M
Oct 18Equity Bancshares raises dividend by 25% to $0.10/share; approves 1M shares repurchase program
Sep 21We Discuss Why Equity Bancshares, Inc.'s (NASDAQ:EQBK) CEO Compensation May Be Closely Reviewed
Apr 21Have Equity Bancshares, Inc. (NASDAQ:EQBK) Insiders Been Selling Their Stock?
Mar 18How Much Are Equity Bancshares, Inc. (NASDAQ:EQBK) Insiders Spending On Buying Shares?
Feb 25Equity Bancshares' (NASDAQ:EQBK) Stock Price Has Reduced 32% In The Past Three Years
Jan 21What Type Of Shareholders Own The Most Number of Equity Bancshares, Inc. (NASDAQ:EQBK) Shares?
Dec 14Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: EQBK's Assets to Equity ratio (11.5x) is moderate.
Allowance for Bad Loans: EQBK has a sufficient allowance for bad loans (184%).
Low Risk Liabilities: 91% of EQBK's liabilities are made up of primarily low risk sources of funding.
Loan Level: EQBK has an appropriate level of Loans to Assets ratio (66%).
Low Risk Deposits: EQBK's Loans to Deposits ratio (79%) is appropriate.
Level of Bad Loans: EQBK has an appropriate level of bad loans (0.7%).