Customers Bancorp Balance Sheet Health
Financial Health criteria checks 6/6
Customers Bancorp has total assets of $21.3B and total equity of $1.7B. Total deposits are $18.0B, and total loans are $12.8B. It earns a Net Interest Margin of 3.3%. It has sufficient allowance for bad loans, which are currently at 0.3% of total loans. Cash and short-term investments are $3.7B.
Key information
12.6x
Asset to equity ratio
3.3%
Net interest margin
Total deposits | US$17.96b |
Loan to deposit ratio | Appropriate |
Bad loans | 0.3% |
Allowance for bad loans | Sufficient |
Current ratio | Low |
Cash & equivalents | US$3.70b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: CUBI.PRF's Assets to Equity ratio (12.6x) is moderate.
Allowance for Bad Loans: CUBI.PRF has a sufficient allowance for bad loans (374%).
Low Risk Liabilities: 91% of CUBI.PRF's liabilities are made up of primarily low risk sources of funding.
Loan Level: CUBI.PRF has an appropriate level of Loans to Assets ratio (60%).
Low Risk Deposits: CUBI.PRF's Loans to Deposits ratio (71%) is appropriate.
Level of Bad Loans: CUBI.PRF has an appropriate level of bad loans (0.3%).