Banco Santander-Chile Past Earnings Performance
Past criteria checks 2/6
Banco Santander-Chile has been growing earnings at an average annual rate of 3.6%, while the Banks industry saw earnings growing at 9.8% annually. Revenues have been growing at an average rate of 2.7% per year. Banco Santander-Chile's return on equity is 13.5%, and it has net margins of 34.5%.
Key information
3.6%
Earnings growth rate
3.6%
EPS growth rate
| Banks Industry Growth | 11.2% |
| Revenue growth rate | 2.7% |
| Return on equity | 13.5% |
| Net Margin | 34.5% |
| Next Earnings Update | 30 Apr 2024 |
Recent past performance updates
Recent updates
Banco Santander-Chile: High Quality Bank, But Stalled Profitability And Overvalued
Sep 20Banco Santander-Chile GAAP EPADR of $0.25 misses by $0.06
Feb 03Banco Santander-Chile: A Less Compelling Risk/Reward As The ROE Reverts Lower
Jan 18Banco Santander-Chile GAAP EPADR of $0.41 misses by $0.09
Oct 28Banco Santander-Chile: Good Entry Point
Sep 17Banco Santander-Chile: Picking Out The Major Tailwinds And Headwinds
Aug 24Banco Santander-Chile GAAP EPADR of $0.66 misses by $0.12
Jul 29Santander Chile is back in Swiss market with CHF150M senior notes
Jun 09Banco Santander-Chile EPS beats by $0.11
Apr 30Banco Santander-Chile reports Q3 results
Oct 30Revenue & Expenses BreakdownBeta
How Banco Santander-Chile makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 31 Mar 24 | 1,637,052 | 563,995 | 865,811 | 0 |
| 31 Dec 23 | 1,601,038 | 579,427 | 850,238 | 0 |
| 30 Sep 23 | 1,363,200 | 404,913 | 844,722 | 0 |
| 30 Jun 23 | 1,508,625 | 533,889 | 844,175 | 0 |
| 31 Mar 23 | 1,726,583 | 692,216 | 839,539 | 0 |
| 31 Dec 22 | 1,862,291 | 792,276 | 829,500 | 0 |
| 30 Sep 22 | 2,132,756 | 1,005,929 | 819,056 | 0 |
| 30 Jun 22 | 2,150,451 | 996,833 | 797,884 | 0 |
| 31 Mar 22 | 2,037,003 | 899,364 | 781,176 | 0 |
| 31 Dec 21 | 1,975,341 | 842,467 | 775,809 | 0 |
| 30 Sep 21 | 1,841,934 | 746,947 | 761,407 | 0 |
| 30 Jun 21 | 1,763,845 | 685,367 | 757,370 | 0 |
| 31 Mar 21 | 1,630,217 | 585,624 | 751,501 | 0 |
| 31 Dec 20 | 1,537,482 | 547,614 | 746,027 | 0 |
| 30 Sep 20 | 1,460,964 | 463,939 | 745,328 | 0 |
| 30 Jun 20 | 1,445,409 | 487,747 | 748,903 | 0 |
| 31 Mar 20 | 1,528,933 | 568,978 | 739,177 | 0 |
| 31 Dec 19 | 1,587,485 | 617,392 | 730,647 | 0 |
| 30 Sep 19 | 1,549,577 | 590,716 | 708,851 | 0 |
| 30 Jun 19 | 1,536,972 | 579,424 | 700,936 | 0 |
| 31 Mar 19 | 1,499,081 | 562,546 | 695,326 | 0 |
| 31 Dec 18 | 1,504,915 | 591,562 | 699,234 | 0 |
| 30 Sep 18 | 1,429,125 | 563,767 | 697,960 | 0 |
| 30 Jun 18 | 1,449,265 | 573,661 | 694,538 | 0 |
| 31 Mar 18 | 1,456,595 | 571,442 | 684,089 | 0 |
| 31 Dec 17 | 1,444,206 | 562,801 | 682,067 | 0 |
| 30 Sep 17 | 1,454,310 | 542,486 | 686,922 | 0 |
| 30 Jun 17 | 1,409,742 | 527,139 | 670,121 | 0 |
| 31 Mar 17 | 1,365,675 | 493,003 | 668,218 | 0 |
| 31 Dec 16 | 1,347,592 | 476,067 | 665,476 | 0 |
| 30 Sep 16 | 1,295,567 | 447,089 | 657,826 | 0 |
| 30 Jun 16 | 1,291,924 | 454,364 | 654,339 | 0 |
| 31 Mar 16 | 1,295,311 | 478,428 | 653,760 | 0 |
| 31 Dec 15 | 1,245,073 | 448,466 | 639,390 | 0 |
| 30 Sep 15 | 1,317,691 | 503,836 | 613,425 | 0 |
| 30 Jun 15 | 1,270,676 | 484,713 | 592,941 | 0 |
| 31 Mar 15 | 1,279,372 | 503,965 | 581,562 | 0 |
| 31 Dec 14 | 1,302,420 | 569,910 | 569,281 | 0 |
| 30 Sep 14 | 1,324,885 | 585,940 | 557,011 | 0 |
| 30 Jun 14 | 1,315,157 | 576,982 | 557,111 | 0 |
| 31 Mar 14 | 1,153,798 | 502,890 | 545,515 | 0 |
| 31 Dec 13 | 1,142,501 | 442,294 | 541,036 | 0 |
| 30 Sep 13 | 1,000,764 | 349,946 | 545,919 | 0 |
| 30 Jun 13 | 957,876 | 299,416 | 536,691 | 0 |
Quality Earnings: BSAC has high quality earnings.
Growing Profit Margin: BSAC's current net profit margins (34.5%) are lower than last year (40.1%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: BSAC's earnings have grown by 3.6% per year over the past 5 years.
Accelerating Growth: BSAC's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.
Earnings vs Industry: BSAC had negative earnings growth (-18.5%) over the past year, making it difficult to compare to the Banks industry average (-12.2%).
Return on Equity
High ROE: BSAC's Return on Equity (13.5%) is considered low.