Banco de Chile

NYSE:BCH Stock Report

Market Cap: US$12.5b

Banco de Chile Past Earnings Performance

Past criteria checks 3/6

Banco de Chile has been growing earnings at an average annual rate of 21.9%, while the Banks industry saw earnings growing at 6.6% annually. Revenues have been growing at an average rate of 14.8% per year. Banco de Chile's return on equity is 21.5%, and it has net margins of 45.4%.

Key information

21.9%

Earnings growth rate

21.9%

EPS growth rate

Banks Industry Growth11.2%
Revenue growth rate14.8%
Return on equity21.5%
Net Margin45.4%
Next Earnings Update12 Feb 2025

Recent past performance updates

Recent updates

Banco De Chile: Over 7% Dividend Yield, Currency Stability Possible

Dec 21

Banco de Chile: The Sugar Rush Is Coming To An End

Apr 28

Banco de Chile: Excellent Bank At A Fair Price In A Declining Rates Environment

Sep 22

Banco De Chile: A Standout Chilean Bank But Priced Accordingly

Aug 26

Banco de Chile GAAP EPS of Ch$3.36, revenue of Ch$778.19B

Nov 02

Banco de Chile reports Q2 results

Aug 11

Banco de Chile Outlook

Jun 23

Banco de Chile reports Q4 results

Feb 04

Revenue & Expenses Breakdown

How Banco de Chile makes and spends money. Based on latest reported earnings, on an LTM basis.

Earnings and Revenue History

NYSE:BCH Revenue, expenses and earnings (CLP Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
31 Dec 242,658,5311,207,39200
30 Sep 242,899,8591,425,2611,058,3860
30 Jun 242,880,3811,397,1831,053,3360
31 Mar 242,884,8291,405,7301,046,3040
31 Dec 232,814,6441,374,0261,031,6740
30 Sep 232,630,5651,241,067981,2180
30 Jun 232,681,5191,320,648974,4350
31 Mar 232,741,7051,420,023950,5110
31 Dec 222,730,4931,445,799923,3410
30 Sep 222,559,6721,349,838885,5580
30 Jun 222,329,7131,189,751844,4690
31 Mar 222,006,465921,954823,4410
31 Dec 212,205,6991,056,316810,9110
30 Sep 211,674,821631,461814,0690
30 Jun 211,562,595540,212807,9160
31 Mar 211,509,805488,190809,9700
31 Dec 201,476,063463,108800,4070
30 Sep 201,510,145483,968801,2820
30 Jun 201,593,583547,930811,6860
31 Mar 201,699,339628,353818,8880
31 Dec 191,667,246593,008824,1110
30 Sep 191,683,880607,385812,8030
30 Jun 191,640,191583,321805,9780
31 Mar 191,573,337553,758782,4780
31 Dec 181,591,871594,872770,8730
30 Sep 181,521,986575,702747,6970
30 Jun 181,506,087581,415732,2060
31 Mar 181,488,657578,670727,6450
31 Dec 171,474,287576,012719,8900
30 Sep 171,432,237557,694714,8950
30 Jun 171,442,062568,548716,1020
31 Mar 171,438,639559,715717,6760
31 Dec 161,425,057552,249718,8540
30 Sep 161,432,496568,313719,1080
30 Jun 161,396,632557,410705,4050
31 Mar 161,373,264574,807684,5890
31 Dec 151,343,289558,995664,9540
30 Sep 151,370,302547,030720,9470
30 Jun 151,366,541571,948708,0010
31 Mar 151,346,857557,045699,3260
31 Dec 141,362,409591,080685,5500
30 Sep 141,320,341595,829612,2970
30 Jun 141,306,087574,497598,6240
31 Mar 141,257,077542,882585,2420

Quality Earnings: BCH has high quality earnings.

Growing Profit Margin: BCH's current net profit margins (45.4%) are lower than last year (48.8%).

Free Cash Flow vs Earnings Analysis

Past Earnings Growth Analysis

Earnings Trend: BCH's earnings have grown significantly by 21.9% per year over the past 5 years.

Accelerating Growth: BCH's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.

Earnings vs Industry: BCH had negative earnings growth (-12.1%) over the past year, making it difficult to compare to the Banks industry average (-2.7%).

Return on Equity

High ROE: BCH's Return on Equity (21.5%) is considered high.

Return on Assets

Return on Capital Employed

Discover strong past performing companies

7D

1Y

7D

1Y

7D

1Y

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/02/02 11:34
End of Day Share Price 2025/01/31 00:00
Earnings2024/12/31
Annual Earnings2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Banco de Chile is covered by 20 analysts. 10 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Roberto de Aguiar AttuchBarclays
Ernesto Gabilondo MárquezBofA Global Research
Gustavo SchrodenBradesco S.A. Corretora de Títulos e Valores Mobiliários