Banc of California Balance Sheet Health
Financial Health criteria checks 6/6
Banc of California has total assets of $33.4B and total equity of $3.5B. Total deposits are $26.8B, and total loans are $23.3B. It earns a Net Interest Margin of 2%. It has sufficient allowance for bad loans, which are currently at 0.7% of total loans. Cash and short-term investments are $2.6B.
Key information
9.6x
Asset to equity ratio
2.0%
Net interest margin
| Total deposits | US$26.83b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 0.7% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | US$2.55b |
Recent financial health updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: BANC.PRF's Assets to Equity ratio (9.6x) is low.
Allowance for Bad Loans: BANC.PRF has a sufficient allowance for bad loans (151%).
Low Risk Liabilities: 90% of BANC.PRF's liabilities are made up of primarily low risk sources of funding.
Loan Level: BANC.PRF has an appropriate level of Loans to Assets ratio (70%).
Low Risk Deposits: BANC.PRF's Loans to Deposits ratio (87%) is appropriate.
Level of Bad Loans: BANC.PRF has an appropriate level of bad loans (0.7%).