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Avidia Bancorp, Inc.

NYSE:AVBC Stock Report

Market Cap: US$410.0m

  • Company Overview
    • Valuation
    • Future Growth
    • Past Performance
    • Financial Health
    • Dividend
  • Management
  • Ownership
  • Other Information
  • Stock Community

Avidia Bancorp Management

Management criteria checks 4/4

Avidia Bancorp's CEO is Rob Cozzone, appointed in Mar 2023, has a tenure of 3.5 years. total yearly compensation is $1.75M, comprised of 41.8% salary and 58.2% bonuses, including company stock and options. directly owns 0.38% of the company’s shares, worth $1.54M. The average tenure of the management team and the board of directors is 4.6 years and 20.2 years respectively.

Key information

Rob Cozzone

Chief executive officer

US$1.8m

Total compensation

CEO salary percentage41.75%
CEO tenure3.5yrs
CEO ownership0.4%
Management average tenure4.6yrs
Board average tenure20.2yrs

Recent management updates

Recent updates

Seeking Alpha • Aug 13

Avidia Bancorp: Newly Converted Thrift At A Discount To TBV

Summary Avidia Bancorp trades at a moderate discount to tangible book value, offering a margin of safety and potential upside post-conversion. Recent insider purchases signal strong management alignment with shareholders, enhancing confidence in the bank’s future prospects. The loan portfolio is robust, with conservative credit quality metrics, though geographic and loan concentration risks remain. Though capital returns are a year away, the bank’s overcapitalization and profitability make it a compelling buy for patient investors. Read the full article on Seeking Alpha

CEO Compensation Analysis

How has Rob Cozzone's remuneration changed compared to Avidia Bancorp's earnings?
DateTotal CompensationSalaryCompany Earnings
Jun 30 2026n/an/a

US$18m

Mar 31 2026n/an/a

US$14m

Dec 31 2025US$2mUS$732k

-US$3m

Sep 30 2025n/an/a

-US$5m

Jun 30 2025n/an/a

-US$2m

Mar 31 2025n/an/a

-US$4m

Dec 31 2024US$1mUS$698k

US$11m

Compensation vs Market: Rob's total compensation ($USD1.75M) is about average for companies of similar size in the US market ($USD2.41M).

Compensation vs Earnings: Rob's compensation has been consistent with company performance over the past year.


CEO

Rob Cozzone (55 yo)

3.5yrs
Tenure
US$1,752,201
Compensation

Mr. Robert D. Cozzone, also known as Rob, is CEO, President & Director at Avidia Bancorp, Inc since March 2023. He is Director of Avidia Bank from 2023 and has been its CEO and President from May 2023. Mr....


Leadership Team

NamePositionTenureCompensationOwnership
Robert Cozzone
CEO, President & Director3.5yrsUS$1.75m0.38%
$ 1.5m
Jonathan Nelson
Executive VP1.9yrsUS$579.39k0.22%
$ 918.7k
Bartholomew Murphy
Executive VP & COO5.7yrsUS$492.26k0.33%
$ 1.3m
Robert Conery
Executive VP & COO25.8yrsno data0.061%
$ 248.7k
Barry Jensen
Executive VP & Chief Administrative Officer2.3yrsno data0.23%
$ 955.9k
Thomas Doane
Executive Vice President of Human Resourcesno datano data0.11%
$ 458.2k
Donald Frost
Executive Vice President of Consumer Bankingno dataUS$408.29k0.11%
$ 467.9k
Nicolas Karmelek
Executive VP & Chief Risk Officer7.9yrsno data0.17%
$ 686.1k
Linda Marrone
Corporate Secretaryno datano datano data
4.6yrs
Average Tenure
55yo
Average Age

Experienced Management: AVBC's management team is considered experienced (4.6 years average tenure).


Board Members

NamePositionTenureCompensationOwnership
Robert Cozzone
CEO, President & Director3.5yrsUS$1.75m0.38%
$ 1.5m
Michael Gilles
Independent Director1yrUS$5.17k0.28%
$ 1.2m
James Ball
Independent Director23.7yrsUS$78.90k0.27%
$ 1.1m
Jeffrey Leland
Independent Director17.7yrsUS$79.90k0.16%
$ 652.5k
Mark O'Connell
Independent Director22.7yrsUS$72.90k0.16%
$ 665.4k
Paul Blazar
Independent Director26.7yrsUS$84.70k0.16%
$ 650.7k
Michael Flanigan
Independent Director26.7yrsUS$75.95k0.13%
$ 543.4k
Michael Girard
Independent Director25.7yrsUS$84.70k0.0053%
$ 21.6k
Joseph Grimaldo
Independent Director25.7yrsUS$84.70k0.38%
$ 1.5m
Michael Murphy
Independent Chairman of the Board13.7yrsUS$100.40k0.31%
$ 1.3m
Vanessa Candela
Independent Director3.7yrsUS$68.90k0.00054%
$ 2.2k
Kennedy Saul
Independent Director3.7yrsUS$71.15k0.054%
$ 222.9k
20.2yrs
Average Tenure
64.5yo
Average Age

Experienced Board: AVBC's board of directors are seasoned and experienced ( 20.2 years average tenure).


Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2026/09/15 11:11
End of Day Share Price 2026/09/15 00:00
Earnings2026/06/30
Annual Earnings2025/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
  • SEC Form 10-K
  • SEC Form 10-Q
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
  • Analyst Research Reports
  • Blue Matrix
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
  • ICE Market Data
  • SEC Form S-1
Ownership10 years
  • Top shareholders
  • Insider trading
  • SEC Form 4
  • SEC Form 13D
Management10 years
  • Leadership team
  • Board of directors
  • SEC Form 10-K
  • SEC Form DEF 14A
Key Developments10 years
  • Company announcements
  • SEC Form 8-K

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Avidia Bancorp, Inc. is covered by 1 analysts. 1 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Laura Havener HunsickerSeaport Research Partners

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