Atlantic Union Bankshares Balance Sheet Health
Financial Health criteria checks 6/6
Atlantic Union Bankshares has total assets of $21.4B and total equity of $2.5B. Total deposits are $17.3B, and total loans are $15.7B. It earns a Net Interest Margin of 3.4%. It has sufficient allowance for bad loans, which are currently at 0.2% of total loans. Cash and short-term investments are $495.9M.
Key information
8.4x
Asset to equity ratio
3.4%
Net interest margin
Total deposits | US$17.28b |
Loan to deposit ratio | Appropriate |
Bad loans | 0.2% |
Allowance for bad loans | Sufficient |
Current ratio | Low |
Cash & equivalents | US$495.93m |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: AUB.PRA's Assets to Equity ratio (8.4x) is low.
Allowance for Bad Loans: AUB.PRA has a sufficient allowance for bad loans (374%).
Low Risk Liabilities: 92% of AUB.PRA's liabilities are made up of primarily low risk sources of funding.
Loan Level: AUB.PRA has an appropriate level of Loans to Assets ratio (74%).
Low Risk Deposits: AUB.PRA's Loans to Deposits ratio (91%) is appropriate.
Level of Bad Loans: AUB.PRA has an appropriate level of bad loans (0.2%).