WSFS Financial Corporation

NasdaqGS:WSFS Stock Report

Market Cap: US$3.9b

WSFS Financial Past Earnings Performance

Past criteria checks 4/6

WSFS Financial has been growing earnings at an average annual rate of 5.4%, while the Banks industry saw earnings growing at 3.2% annually. Revenues have been growing at an average rate of 8.8% per year. WSFS Financial's return on equity is 11.4%, and it has net margins of 29.2%.

Key information

5.44%

Earnings growth rate

2.24%

EPS growth rate

Banks Industry Growth11.18%
Revenue growth rate8.77%
Return on equity11.36%
Net Margin29.21%
Last Earnings Update31 Mar 2026

Recent past performance updates

Recent updates

Analysis Article Jun 17

WSFS Financial (WSFS) Stock Could Be 7.9% Below Fair Value on Growth Narrative

Recent performance and business profile WSFS Financial (WSFS) has attracted investor attention after a period of stronger recent returns, with the stock up over the past week, month and past 3 months, and a last close of $74.50. The company operates as the savings and loan holding company for Wilmington Savings Fund Society, offering a mix of traditional banking, cash services and wealth and trust products in the United States. See our latest analysis for WSFS Financial. For context, WSFS...
Narrative Update Jun 06

WSFS: Future Premium Case Will Rely On Capital Returns

Analysts have lifted their average price target on WSFS Financial by several dollars, into the mid $70s range, citing its high return on assets, ongoing share repurchases, and excess deposits relative to loans as key supports for a premium valuation multiple. Analyst Commentary Recent Street research has tilted largely positive on WSFS Financial, with several firms lifting price targets and one reinstating a Buy rating alongside a specific target level.
Narrative Update May 21

WSFS: Future Premium Case Will Be Driven By Capital Returns

Analysts have lifted their blended price target for WSFS Financial by about $6, reflecting updated views on fair value, profitability, and future P/E assumptions based on recent research from firms that raised their targets and resumed or initiated coverage. Analyst Commentary Bullish Takeaways Bullish analysts see room for a premium valuation, citing high return on assets as a key support for paying more than a simple market multiple on projected earnings.
Narrative Update Apr 26

WSFS: Future Premium Case Will Balance Capital Returns With Margin Constraints

The analyst price target for WSFS Financial has been updated to $75.08 from $73.75, as analysts reference premium valuation arguments around high returns on assets, share repurchases and balance sheet positioning, balanced against views on net interest margin constraints and asset sensitivity. Analyst Commentary Recent Street research on WSFS Financial centers on whether the stock deserves a premium valuation, with different firms weighing its return profile and capital actions against interest rate and balance sheet risks.
Narrative Update Apr 11

WSFS: Premium Thesis Will Balance High ROA With Asset Sensitivity Risks

WSFS Financial's analyst fair value estimate has moved from $72.92 to $73.75. Analysts point to premium valuation arguments tied to high return on assets, active share repurchases, and excess deposits relative to loans as key supports for higher price targets across recent research updates.
Narrative Update Mar 28

WSFS: Premium Multiple Thesis Hinges On High ROA And Aggressive Buybacks

Analysts have lifted their average price target on WSFS Financial to about $74, citing expectations that investors may continue to pay a premium multiple for the bank's 2026 and 2027 earnings because of its high return on assets, share repurchases, and excess deposits above loans. Analyst Commentary Recent research on WSFS Financial centers on whether the bank deserves a premium valuation versus peers, with most of the debate tied to its return profile, balance sheet mix, and earnings outlook into 2026 and 2027.
Narrative Update Mar 13

WSFS: Premium P/E And Aggressive Buybacks May Support Future Upside

Analysts have modestly increased their blended price target for WSFS Financial to about $72.92. This reflects continued support for a premium valuation tied to high returns on assets, active share repurchases, and excess deposits over loans, even as some firms flag net interest margin constraints and asset sensitivity as key watchpoints.
Narrative Update Feb 27

WSFS: Premium P/E Assumptions And 2026 Rate Tailwinds May Support Shares

The analyst fair value estimate for WSFS Financial has been adjusted by $2.35 to $72.60, as analysts factor in a slightly higher assumed future P/E multiple, along with modest tweaks to revenue growth and profit margin assumptions, and reference a cluster of recent price target increases and fresh Neutral coverage around the mid $70s. Analyst Commentary Recent Street research around WSFS Financial has centered on recalibrated price targets and new coverage that clusters around the mid $70s, with most commentary landing in the Neutral camp.
Narrative Update Feb 12

WSFS: Repricing Tailwinds And 2026 Fed Outlook May Support Shares

The updated analyst price target for WSFS Financial has moved from $65.80 to $70.25. This change reflects analysts' refreshed assumptions for revenue growth, profit margins, and future P/E following a series of recent target increases across the Street.
Narrative Update Jan 29

WSFS: Repricing Tailwinds And Dovish Fed Hopes May Support Shares

Analysts have nudged their price targets on WSFS Financial higher, with our fair value estimate moving from US$64.50 to US$65.80 as updated assumptions around discount rates, profit margins, future P/E and recent Street research support a slightly stronger long term outlook for the shares. Analyst Commentary Bullish Takeaways Bullish analysts have raised their price targets, which supports the idea that updated assumptions on discount rates, profit margins and future P/E still justify a slightly higher valuation for WSFS Financial.
Seeking Alpha Aug 05

WSFS Financial: Ending Of Loan Runoff To Help Loan Growth, Stock Is Close To Fair Valuation

Summary The loan portfolio will likely stop declining soon as the runoff of a consumer portfolio has ended. Further, the outlook for commercial loan growth isn’t bad. The margin will likely slip in the last quarter because of rate cuts. I’m expecting the EPS to grow by 7% to $4.74. I’m adopting a hold rating based on an expected price upside of 8.1% and dividend yield of 1.2%. Read the full article on Seeking Alpha
Analysis Article Apr 29

WSFS Financial (NASDAQ:WSFS) Is Increasing Its Dividend To $0.17

The board of WSFS Financial Corporation ( NASDAQ:WSFS ) has announced that it will be paying its dividend of $0.17 on...
Analysis Article Jan 31

WSFS Financial (NASDAQ:WSFS) Is Paying Out A Dividend Of $0.15

WSFS Financial Corporation ( NASDAQ:WSFS ) will pay a dividend of $0.15 on the 21st of February. Including this...
Analysis Article Oct 29

WSFS Financial (NASDAQ:WSFS) Is Due To Pay A Dividend Of $0.15

WSFS Financial Corporation ( NASDAQ:WSFS ) has announced that it will pay a dividend of $0.15 per share on the 22nd of...
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New Narrative Sep 05

Expanding Fee Services And Customer Base Bolster Earnings, Though Profit Margins May Face Pressure

Strategic growth in fee-based businesses and service enhancements like non-bank ATMs indicate potential for increased revenue and efficiency.
Analysis Article Jul 30

WSFS Financial (NASDAQ:WSFS) Is Paying Out A Dividend Of $0.15

WSFS Financial Corporation's ( NASDAQ:WSFS ) investors are due to receive a payment of $0.15 per share on 23rd of...
Analysis Article Apr 30

WSFS Financial (NASDAQ:WSFS) Has Announced A Dividend Of $0.15

The board of WSFS Financial Corporation ( NASDAQ:WSFS ) has announced that it will pay a dividend of $0.15 per share on...
Analysis Article Jan 29

WSFS Financial's (NASDAQ:WSFS) Dividend Will Be $0.15

WSFS Financial Corporation's ( NASDAQ:WSFS ) investors are due to receive a payment of $0.15 per share on 23rd of...
Analysis Article Oct 27

WSFS Financial's (NASDAQ:WSFS) Dividend Will Be $0.15

WSFS Financial Corporation ( NASDAQ:WSFS ) will pay a dividend of $0.15 on the 17th of November. This means the annual...

Revenue & Expenses Breakdown

How WSFS Financial makes and spends money. Based on latest reported earnings, on an LTM basis.


Earnings and Revenue History

NasdaqGS:WSFS Revenue, expenses and earnings (USD Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
31 Mar 261,0553085050
31 Dec 251,0172874950
30 Sep 251,0112794900
30 Jun 259962674830
31 Mar 259882644750
31 Dec 249852644650
30 Sep 249722634470
30 Jun 249602734340
31 Mar 249462734270
31 Dec 239272694260
30 Sep 239322904280
30 Jun 239272894260
31 Mar 239112814240
31 Dec 228752224550
30 Sep 227921944330
30 Jun 227281754080
31 Mar 227342103800
31 Dec 217362713230
30 Sep 217442753140
30 Jun 217362723070
31 Mar 215961693030
31 Dec 205141152920
30 Sep 205011012910
30 Jun 205211033010
31 Mar 205911473120
31 Dec 196071493230
30 Sep 195491332880
30 Jun 194721182540
31 Mar 194111102130
31 Dec 183961351830
30 Sep 18382951750
30 Jun 18367771690
31 Mar 18357691660
31 Dec 17335501650
30 Sep 17325781550
30 Jun 17310701540
31 Mar 17297671480
31 Dec 16286641410
30 Sep 16279601500
30 Jun 16269621400
31 Mar 16256561360
31 Dec 15249541240
30 Sep 15236521240
30 Jun 15231491240

Quality Earnings: WSFS has high quality earnings.

Growing Profit Margin: WSFS's current net profit margins (29.2%) are higher than last year (26.7%).


Free Cash Flow vs Earnings Analysis


Past Earnings Growth Analysis

Earnings Trend: WSFS's earnings have grown by 5.4% per year over the past 5 years.

Accelerating Growth: WSFS's earnings growth over the past year (16.9%) exceeds its 5-year average (5.4% per year).

Earnings vs Industry: WSFS earnings growth over the past year (16.9%) did not outperform the Banks industry 22.8%.


Return on Equity

High ROE: WSFS's Return on Equity (11.4%) is considered low.


Return on Assets


Return on Capital Employed


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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2026/06/20 11:34
End of Day Share Price 2026/06/18 00:00
Earnings2026/03/31
Annual Earnings2025/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

WSFS Financial Corporation is covered by 10 analysts. 6 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Andrew StappB. Riley Securities, Inc.
null nullD.A. Davidson & Co.
Jacob CivielloD.A. Davidson & Co.