WesBanco Balance Sheet Health
Financial Health criteria checks 6/6
WesBanco has total assets of $18.5B and total equity of $2.8B. Total deposits are $13.8B, and total loans are $12.3B. It earns a Net Interest Margin of 3.1%. It has sufficient allowance for bad loans, which are currently at 0.2% of total loans. Cash and short-term investments are $687.8M.
Key information
6.6x
Asset to equity ratio
3.1%
Net interest margin
| Total deposits | US$13.84b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 0.2% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | US$687.81m |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: WSBC.P's Assets to Equity ratio (6.6x) is low.
Allowance for Bad Loans: WSBC.P has a sufficient allowance for bad loans (463%).
Low Risk Liabilities: 88% of WSBC.P's liabilities are made up of primarily low risk sources of funding.
Loan Level: WSBC.P has an appropriate level of Loans to Assets ratio (66%).
Low Risk Deposits: WSBC.P's Loans to Deposits ratio (89%) is appropriate.
Level of Bad Loans: WSBC.P has an appropriate level of bad loans (0.2%).