WaFd has been growing earnings at an average annual rate of 3.6%, while the Banks industry saw earnings growing at 2.8% annually. Revenues have been growing at an average rate of 5.4% per year. WaFd's return on equity is 8.5%, and it has net margins of 31.7%.
Key information
3.65%
Earnings growth rate
0.63%
EPS growth rate
Banks Industry Growth
11.18%
Revenue growth rate
5.43%
Return on equity
8.46%
Net Margin
31.66%
Last Earnings Update
31 Mar 2026
Recent past performance updates
Recent updates
Revenue & Expenses Breakdown
How WaFd makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
NasdaqGS:WAFD.P Revenue, expenses and earnings (USD Millions)
Date
Revenue
Earnings
G+A Expenses
R&D Expenses
31 Mar 26
751
238
328
0
31 Dec 25
734
228
322
0
30 Sep 25
718
211
327
0
30 Jun 25
721
212
323
0
31 Mar 25
730
215
324
0
31 Dec 24
709
174
342
0
30 Sep 24
704
185
329
0
30 Jun 24
667
174
319
0
31 Mar 24
647
172
310
0
31 Dec 23
673
222
288
0
30 Sep 23
701
243
288
0
30 Jun 23
736
266
293
0
31 Mar 23
730
268
291
0
31 Dec 22
700
251
286
0
30 Sep 22
658
222
284
0
30 Jun 22
623
201
275
0
31 Mar 22
599
185
269
0
31 Dec 21
600
181
263
0
30 Sep 21
579
174
258
0
30 Jun 21
547
159
251
0
31 Mar 21
523
150
244
0
31 Dec 20
510
145
240
0
30 Sep 20
549
173
240
0
30 Jun 20
568
191
230
0
31 Mar 20
584
210
227
0
31 Dec 19
576
225
217
0
30 Sep 19
545
210
211
0
30 Jun 19
543
209
206
0
31 Mar 19
539
207
203
0
31 Dec 18
538
205
201
0
30 Sep 18
522
204
195
0
30 Jun 18
514
198
192
0
31 Mar 18
505
191
186
0
31 Dec 17
494
184
181
0
30 Sep 17
486
174
176
0
30 Jun 17
478
172
172
0
31 Mar 17
472
171
171
0
31 Dec 16
471
170
172
0
30 Sep 16
474
164
177
0
30 Jun 16
471
162
180
0
31 Mar 16
477
158
179
0
31 Dec 15
475
157
176
0
30 Sep 15
476
160
170
0
30 Jun 15
474
158
166
0
Quality Earnings: WAFD.P has high quality earnings.
Growing Profit Margin: WAFD.P's current net profit margins (31.7%) are higher than last year (29.4%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: WAFD.P's earnings have grown by 3.6% per year over the past 5 years.
Accelerating Growth: WAFD.P's earnings growth over the past year (10.8%) exceeds its 5-year average (3.6% per year).
Earnings vs Industry: WAFD.P earnings growth over the past year (10.8%) did not outperform the Banks industry 22.8%.
Return on Equity
High ROE: WAFD.P's Return on Equity (8.5%) is considered low.
Return on Assets
Return on Capital Employed
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Company Analysis and Financial Data Status
Data
Last Updated (UTC time)
Company Analysis
2026/05/07 10:36
End of Day Share Price
2026/05/07 00:00
Earnings
2026/03/31
Annual Earnings
2025/09/30
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
WaFd, Inc. is covered by 17 analysts. 4 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.