Village Bank and Trust Financial Past Earnings Performance
Past criteria checks 4/6
Village Bank and Trust Financial's earnings have been declining at an average annual rate of -7.7%, while the Banks industry saw earnings growing at 7% annually. Revenues have been declining at an average rate of 0.5% per year. Village Bank and Trust Financial's return on equity is 9.7%, and it has net margins of 22.5%.
Key information
-7.7%
Earnings growth rate
-8.2%
EPS growth rate
| Banks Industry Growth | 11.2% |
| Revenue growth rate | -0.5% |
| Return on equity | 9.7% |
| Net Margin | 22.5% |
| Last Earnings Update | 30 Sep 2024 |
Recent past performance updates
Recent updates
Village Bank and Trust Financial's (NASDAQ:VBFC) Shareholders Will Receive A Bigger Dividend Than Last Year
Nov 18
Village Bank and Trust Financial goes ex-dividend tomorrow
Aug 31Here's Why We Think Village Bank and Trust Financial (NASDAQ:VBFC) Is Well Worth Watching
Jun 18With EPS Growth And More, Village Bank and Trust Financial (NASDAQ:VBFC) Is Interesting
Mar 03If You Had Bought Village Bank and Trust Financial (NASDAQ:VBFC) Stock Five Years Ago, You Could Pocket A 81% Gain Today
Jan 27Trade Alert: The Independent Director Of Village Bank and Trust Financial Corp. (NASDAQ:VBFC), Frank Jenkins, Has Just Spent US$62k Buying 75% More Shares
Dec 06
Revenue & Expenses Breakdown
How Village Bank and Trust Financial makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 30 Sep 24 | 32 | 7 | 20 | 0 |
| 30 Jun 24 | 26 | 3 | 20 | 0 |
| 31 Mar 24 | 25 | 2 | 20 | 0 |
| 31 Dec 23 | 25 | 2 | 20 | 0 |
| 30 Sep 23 | 26 | 2 | 20 | 0 |
| 30 Jun 23 | 31 | 7 | 20 | 0 |
| 31 Mar 23 | 32 | 8 | 19 | 0 |
| 31 Dec 22 | 33 | 8 | 19 | 0 |
| 30 Sep 22 | 33 | 9 | 20 | 0 |
| 30 Jun 22 | 34 | 9 | 20 | 0 |
| 31 Mar 22 | 36 | 10 | 20 | 0 |
| 31 Dec 21 | 38 | 12 | 20 | 0 |
| 30 Sep 21 | 40 | 13 | 20 | 0 |
| 30 Jun 21 | 39 | 13 | 20 | 0 |
| 31 Mar 21 | 37 | 12 | 19 | 0 |
| 31 Dec 20 | 33 | 9 | 19 | 0 |
| 30 Sep 20 | 29 | 7 | 18 | 0 |
| 30 Jun 20 | 27 | 6 | 17 | 0 |
| 31 Mar 20 | 26 | 5 | 18 | 0 |
| 31 Dec 19 | 26 | 4 | 18 | 0 |
| 30 Sep 19 | 25 | 4 | 18 | 0 |
| 30 Jun 19 | 25 | 3 | 18 | 0 |
| 31 Mar 19 | 24 | 3 | 17 | 0 |
| 31 Dec 18 | 23 | 3 | 17 | 0 |
| 30 Sep 18 | 23 | -2 | 17 | 0 |
| 30 Jun 18 | 22 | -3 | 18 | 0 |
| 31 Mar 18 | 21 | -4 | 18 | 0 |
| 31 Dec 17 | 21 | -4 | 18 | 0 |
| 30 Sep 17 | 22 | 1 | 17 | 0 |
| 30 Jun 17 | 23 | 12 | 17 | 0 |
| 31 Mar 17 | 23 | 13 | 17 | 0 |
| 31 Dec 16 | 23 | 13 | 17 | 0 |
| 30 Sep 16 | 26 | 12 | 17 | 0 |
| 30 Jun 16 | 25 | 1 | 17 | 0 |
| 31 Mar 16 | 25 | 0 | 17 | 0 |
| 31 Dec 15 | 22 | 7 | 17 | 0 |
| 30 Sep 15 | 21 | 6 | 17 | 0 |
| 30 Jun 15 | 21 | 5 | 16 | 0 |
| 31 Mar 15 | 21 | 5 | 16 | 0 |
| 31 Dec 14 | 21 | -2 | 16 | 0 |
| 30 Sep 14 | 21 | -6 | 17 | 0 |
| 30 Jun 14 | 23 | -6 | 17 | 0 |
| 31 Mar 14 | 24 | -5 | 17 | 0 |
Quality Earnings: VBFC has high quality earnings.
Growing Profit Margin: VBFC's current net profit margins (22.5%) are higher than last year (9.3%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: VBFC's earnings have declined by 7.7% per year over the past 5 years.
Accelerating Growth: VBFC's earnings growth over the past year (202.5%) exceeds its 5-year average (-7.7% per year).
Earnings vs Industry: VBFC earnings growth over the past year (202.5%) exceeded the Banks industry -11.7%.
Return on Equity
High ROE: VBFC's Return on Equity (9.7%) is considered low.
Return on Assets
Return on Capital Employed
Discover strong past performing companies
Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2025/01/02 19:28 |
| End of Day Share Price | 2024/12/27 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2023/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
| |
| Ownership | 10 years |
| |
| Management | 10 years |
| |
| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
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Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
Village Bank and Trust Financial Corp. is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|