UMB Financial Ownership

Who are the major shareholders and have insiders been buying or selling?

Recent Insider Transactions

Insider Trading Volume

Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.

Ownership Breakdown

What is the ownership structure of UMBF.P?
Owner Type	Number of Shares	Ownership Percentage
State or Government	17,857	0.0235%
Private Companies	744,952	0.981%
Individual Insiders	2,350,484	3.1%
General Public	17,667,806	23.3%
Institutions	55,137,440	72.6%

Dilution of Shares: Shareholders have been substantially diluted in the past year, with total shares outstanding growing by 55.7%.

Top Shareholders

Top 25 shareholders own 54.11% of the company

Ownership	Name	Shares	Current Value	Change %	Portfolio %
11.6%	BlackRock, Inc.	8,831,170	US$947.4m	45.9%	0.01%
9.66%	The Vanguard Group, Inc.	7,332,764	US$786.7m	54%	0.01%
4.12%	State Street Global Advisors, Inc.	3,129,526	US$335.7m	10.8%	0.01%
2.66%	Citadel Advisors LLC	2,021,581	US$216.9m	-6.43%	0.21%
2.66%	Wellington Management Group LLP	2,021,285	US$216.8m	5.32%	0.03%
2.52%	Allspring Global Investments, LLC	1,912,883	US$205.2m	10%	0.31%
2.51%	American Century Investment Management Inc	1,907,422	US$204.6m	-2.08%	0.1%
2.43%	J. Kemper	1,841,128	US$197.5m	1.06%	no data
2%	Dimensional Fund Advisors LP	1,515,007	US$162.5m	-4.98%	0.02%
1.63%	Victory Capital Management Inc.	1,236,487	US$132.7m	-14.6%	0.12%
1.47%	Geode Capital Management, LLC	1,112,460	US$119.3m	-0.16%	0.01%
1.11%	Principal Global Investors, LLC	839,879	US$90.1m	4.29%	0.04%
1.07%	Charles Schwab Investment Management, Inc.	813,757	US$87.3m	44.3%	0.01%
1.04%	FMR LLC	787,803	US$84.5m	-17%	no data
1.02%	Millennium Management LLC	777,308	US$83.4m	-8.48%	0.07%
0.84%	GW&K Investment Management, LLC	640,443	US$68.7m	-1.5%	0.59%
0.84%	Northern Trust Global Investments	637,072	US$68.3m	16.2%	0.01%
0.8%	R.C. Kemper, Jr. Charitable Trust and Foundation, Endowment Arm	605,250	US$64.9m	-8.25%	no data
0.68%	Goldman Sachs Asset Management, L.P.	516,615	US$55.4m	0.83%	0.01%
0.61%	CapFinancial Partners, LLC, Asset Management Arm	461,031	US$49.5m	17.5%	0.14%
0.59%	Neuberger Berman Investment Advisers LLC	449,987	US$48.3m	12,600%	0.04%
0.56%	Freestone Grove Partners LP	427,390	US$45.9m	0%	0.56%
0.56%	Teachers Insurance and Annuity Association-College Retirement Equities Fund	424,340	US$45.5m	0%	0.01%
0.56%	Global Alpha Capital Management Ltd.	422,023	US$45.3m	-23.6%	1.16%
0.55%	Zurich Insurance Group AG, Asset Management Arm	418,228	US$44.9m	-9.42%	0.36%

Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2025/05/13 14:41
End of Day Share Price	2025/05/13 00:00
Earnings	2025/03/31
Annual Earnings	2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

UMB Financial Corporation is covered by 15 analysts. 9 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

Analyst	Institution
Jared David Shaw	Barclays
Brandon Berman	BofA Global Research
Benjamin Gerlinger	Citigroup Inc