UMB Financial Ownership

Who are the major shareholders and have insiders been buying or selling?

Recent Insider Transactions

Insider Trading Volume

Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.

Ownership Breakdown

What is the ownership structure of UMBF.P?
Owner Type	Number of Shares	Ownership Percentage
State or Government	23,507	0.0323%
Private Companies	744,952	1.02%
Individual Insiders	2,292,593	3.15%
General Public	23,016,027	31.6%
Institutions	46,737,098	64.2%

Dilution of Shares: Shareholders have been substantially diluted in the past year, with total shares outstanding growing by 50%.

Top Shareholders

Top 25 shareholders own 48.8% of the company

Ownership	Name	Shares	Current Value	Change %	Portfolio %
8.14%	BlackRock, Inc.	5,924,488	US$689.3m	-0.82%	0.01%
6.47%	The Vanguard Group, Inc.	4,713,974	US$548.4m	4.89%	0.01%
3.88%	State Street Global Advisors, Inc.	2,824,651	US$328.6m	-0.18%	0.01%
2.97%	Citadel Advisors LLC	2,160,505	US$251.4m	-1.59%	0.26%
2.68%	American Century Investment Management Inc	1,948,027	US$226.6m	11.2%	0.1%
2.64%	Wellington Management Group LLP	1,919,181	US$223.3m	-26.2%	0.03%
2.52%	J. Kemper	1,836,663	US$213.7m	-3.08%	no data
2.39%	Allspring Global Investments, LLC	1,738,795	US$202.3m	-7.7%	0.28%
2.24%	Victory Capital Management Inc.	1,627,567	US$189.4m	-18.6%	0.17%
2.19%	Dimensional Fund Advisors LP	1,594,423	US$185.5m	-5.65%	0.03%
1.53%	Geode Capital Management, LLC	1,114,251	US$129.6m	1.93%	0.01%
1.3%	FMR LLC	949,138	US$110.4m	2.69%	0.01%
1.17%	Millennium Management LLC	849,369	US$98.8m	15.8%	0.08%
1.11%	Principal Global Investors, LLC	805,296	US$93.7m	-7.11%	0.04%
0.89%	GW&K Investment Management, LLC	650,172	US$75.6m	-0.51%	0.59%
0.83%	R.C. Kemper, Jr. Charitable Trust and Foundation, Endowment Arm	605,250	US$70.4m	-8.25%	no data
0.8%	Charles Schwab Investment Management, Inc.	580,174	US$67.5m	0%	0.01%
0.76%	Global Alpha Capital Management Ltd.	552,159	US$64.2m	1.73%	1.72%
0.75%	Northern Trust Global Investments	548,367	US$63.8m	-2.11%	0.01%
0.69%	Massachusetts Financial Services Company	503,386	US$58.6m	-2.75%	0.01%
0.63%	Zurich Insurance Group AG, Asset Management Arm	461,714	US$53.7m	0%	0.43%
0.58%	Goldman Sachs Group, Investment Banking and Securities Investments	424,119	US$49.3m	15.7%	0.02%
0.56%	BNY Asset Management	404,440	US$47.1m	-6.73%	0.01%
0.55%	Azora Capital LP	400,978	US$46.7m	-2.66%	2.01%
0.54%	Pioneer Service Corporation	395,989	US$46.1m	0%	no data

Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2025/02/07 21:54
End of Day Share Price	2025/02/07 00:00
Earnings	2024/12/31
Annual Earnings	2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

UMB Financial Corporation is covered by 14 analysts. 8 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

Analyst	Institution
Jared Shaw	Barclays
Ebrahim Poonawala	BofA Global Research
Benjamin Gerlinger	Citigroup Inc