Sandy Spring Bancorp Balance Sheet Health
Financial Health criteria checks 6/6
Sandy Spring Bancorp has total assets of $14.4B and total equity of $1.6B. Total deposits are $11.7B, and total loans are $11.4B. It earns a Net Interest Margin of 2.7%. It has sufficient allowance for bad loans, which are currently at 1.1% of total loans. Cash and short-term investments are $762.2M.
Key information
8.8x
Asset to equity ratio
2.7%
Net interest margin
| Total deposits | US$11.74b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 1.1% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | US$762.15m |
Recent financial health updates
No updates
Recent updates
Sandy Spring Bancorp: Not Bad, But There's Better Out There
Sep 16Sandy Spring Bancorp, Inc. Just Beat EPS By 18%: Here's What Analysts Think Will Happen Next
Jul 26
Sandy Spring Bancorp Likely Range-Bound Until Rates Drop
Jun 30Sandy Spring Bancorp (NASDAQ:SASR) Will Pay A Dividend Of $0.34
May 05Sandy Spring Bancorp: 26 Years Have Passed, But The Price Per Share Is The Same
Apr 27Sandy Spring Bancorp: Q4 NII And NIM Tumble Again
Jan 26Sandy Spring Bancorp (NASDAQ:SASR) Will Pay A Dividend Of $0.34
Oct 31Sandy Spring Bancorp Non-GAAP EPS of $0.80 misses by $0.19, revenue of $129.84M misses by $1.29M
Oct 20Sandy Spring Bancorp declares $0.34 dividend
Jul 28Sandy Spring Bancorp Non-GAAP EPS of $0.98 beats by $0.04, revenue of $141.2M beats by $12.55M
Jul 21If You Like EPS Growth Then Check Out Sandy Spring Bancorp (NASDAQ:SASR) Before It's Too Late
Jun 14Sandy Spring Bancorp (NASDAQ:SASR) Has Announced That It Will Be Increasing Its Dividend To US$0.34
May 01Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: SASR's Assets to Equity ratio (8.8x) is low.
Allowance for Bad Loans: SASR has a sufficient allowance for bad loans (105%).
Low Risk Liabilities: 92% of SASR's liabilities are made up of primarily low risk sources of funding.
Loan Level: SASR has an appropriate level of Loans to Assets ratio (79%).
Low Risk Deposits: SASR's Loans to Deposits ratio (97%) is appropriate.
Level of Bad Loans: SASR has an appropriate level of bad loans (1.1%).
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Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2024/12/30 06:54 |
| End of Day Share Price | 2024/12/30 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2023/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
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Industry and Sector Metrics
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Analyst Sources
Sandy Spring Bancorp, Inc. is covered by 16 analysts. 3 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Bryce Rowe | Baird |
| Erik Zwick | Boenning & Scattergood, Inc. |
| Manuel Navas | D.A. Davidson & Co. |