Partners Bancorp Balance Sheet Health
Financial Health criteria checks 6/6
Partners Bancorp has total assets of $1.5B and total equity of $143.7M. Total deposits are $1.3B, and total loans are $1.3B. It earns a Net Interest Margin of 3.5%. It has sufficient allowance for bad loans, which are currently at 0.1% of total loans. Cash and short-term investments are $48.6M.
Key information
10.7x
Asset to equity ratio
3.5%
Net interest margin
Total deposits | US$1.32b |
Loan to deposit ratio | Appropriate |
Bad loans | 0.1% |
Allowance for bad loans | Sufficient |
Current ratio | Low |
Cash & equivalents | US$48.63m |
Recent financial health updates
Recent updates
Partners Bancorp GAAP EPS of $0.18, revenue of $14.34M
Aug 01Trade Alert: The Independent Director Of Partners Bancorp (NASDAQ:PTRS), Michael Clarke, Has Just Spent US$321k Buying 78% More Shares
Mar 12If You Had Bought Partners Bancorp (NASDAQ:PTRS) Shares Five Years Ago You'd Have Earned 17% Returns
Feb 22Here's What Partners Bancorp's (NASDAQ:PTRS) Shareholder Ownership Structure Looks Like
Jan 15Trade Alert: The Director Of Partners Bancorp (NASDAQ:PTRS), Steven Mote, Has Just Spent US$64k Buying 59% More Shares
Dec 11Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: PTRS's Assets to Equity ratio (10.7x) is moderate.
Allowance for Bad Loans: PTRS has a sufficient allowance for bad loans (843%).
Low Risk Liabilities: 95% of PTRS's liabilities are made up of primarily low risk sources of funding.
Loan Level: PTRS has an appropriate level of Loans to Assets ratio (84%).
Low Risk Deposits: PTRS's Loans to Deposits ratio (97%) is appropriate.
Level of Bad Loans: PTRS has an appropriate level of bad loans (0.1%).