Plumas Bancorp Balance Sheet Health
Financial Health criteria checks 6/6
Plumas Bancorp has total assets of $1.6B and total equity of $161.5M. Total deposits are $1.3B, and total loans are $966.1M. It earns a Net Interest Margin of 4.7%. It has sufficient allowance for bad loans, which are currently at 0.6% of total loans. Cash and short-term investments are $128.2M.
Key information
10.2x
Asset to equity ratio
4.7%
Net interest margin
| Total deposits | US$1.30b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 0.6% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | US$128.23m |
Recent financial health updates
No updates
Recent updates
One Plumas Bancorp (NASDAQ:PLBC) Analyst Just Slashed Their 2024 Revenue Estimates
Apr 19
Plumas Bancorp's (NASDAQ:PLBC) Shareholders Will Receive A Bigger Dividend Than Last Year
Jan 22Plumas Bancorp GAAP EPS of $1.24, revenue of $18.27M
Oct 19Plumas Bancorp GAAP EPS of $0.96, revenue of $16.09M
Jul 20Plumas: Multiple Growth Levers
Feb 08Plumas Bancorp (NASDAQ:PLBC) Will Pay A Larger Dividend Than Last Year At US$0.16
Jan 23Shareholders May Find It Hard To Justify Increasing Plumas Bancorp's (NASDAQ:PLBC) CEO Compensation For Now
May 13Shareholders Of Plumas Bancorp (NASDAQ:PLBC) Must Be Happy With Their 214% Total Return
Mar 02Be Sure To Check Out Plumas Bancorp (NASDAQ:PLBC) Before It Goes Ex-Dividend
Jan 24
You Have To Love Plumas Bancorp's (NASDAQ:PLBC) Dividend
Jan 20What Type Of Shareholders Own The Most Number of Plumas Bancorp (NASDAQ:PLBC) Shares?
Dec 16Can You Imagine How Jubilant Plumas Bancorp's (NASDAQ:PLBC) Shareholders Feel About Its 150% Share Price Gain?
Nov 20Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: PLBC's Assets to Equity ratio (10.2x) is moderate.
Allowance for Bad Loans: PLBC has a sufficient allowance for bad loans (235%).
Low Risk Liabilities: 88% of PLBC's liabilities are made up of primarily low risk sources of funding.
Loan Level: PLBC has an appropriate level of Loans to Assets ratio (59%).
Low Risk Deposits: PLBC's Loans to Deposits ratio (74%) is appropriate.
Level of Bad Loans: PLBC has an appropriate level of bad loans (0.6%).