Plumas Bancorp Balance Sheet Health
Financial Health criteria checks 6/6
Plumas Bancorp has total assets of $1.7B and total equity of $181.9M. Total deposits are $1.4B, and total loans are $993.1M. It earns a Net Interest Margin of 4.7%. It has sufficient allowance for bad loans, which are currently at 0.4% of total loans. Cash and short-term investments are $35.7M.
Key information
9.1x
Asset to equity ratio
4.7%
Net interest margin
| Total deposits | US$1.35b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 0.4% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | US$35.66m |
Recent financial health updates
No updates
Recent updates
One Plumas Bancorp (NASDAQ:PLBC) Analyst Just Slashed Their 2024 Revenue Estimates
Apr 19
Plumas Bancorp's (NASDAQ:PLBC) Shareholders Will Receive A Bigger Dividend Than Last Year
Jan 22Plumas Bancorp GAAP EPS of $1.24, revenue of $18.27M
Oct 19Plumas Bancorp GAAP EPS of $0.96, revenue of $16.09M
Jul 20Plumas: Multiple Growth Levers
Feb 08Plumas Bancorp (NASDAQ:PLBC) Will Pay A Larger Dividend Than Last Year At US$0.16
Jan 23Shareholders May Find It Hard To Justify Increasing Plumas Bancorp's (NASDAQ:PLBC) CEO Compensation For Now
May 13Shareholders Of Plumas Bancorp (NASDAQ:PLBC) Must Be Happy With Their 214% Total Return
Mar 02Be Sure To Check Out Plumas Bancorp (NASDAQ:PLBC) Before It Goes Ex-Dividend
Jan 24
You Have To Love Plumas Bancorp's (NASDAQ:PLBC) Dividend
Jan 20What Type Of Shareholders Own The Most Number of Plumas Bancorp (NASDAQ:PLBC) Shares?
Dec 16Can You Imagine How Jubilant Plumas Bancorp's (NASDAQ:PLBC) Shareholders Feel About Its 150% Share Price Gain?
Nov 20Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: PLBC's Assets to Equity ratio (9.1x) is low.
Allowance for Bad Loans: PLBC has a sufficient allowance for bad loans (305%).
Low Risk Liabilities: 91% of PLBC's liabilities are made up of primarily low risk sources of funding.
Loan Level: PLBC has an appropriate level of Loans to Assets ratio (60%).
Low Risk Deposits: PLBC's Loans to Deposits ratio (74%) is appropriate.
Level of Bad Loans: PLBC has an appropriate level of bad loans (0.4%).
Discover healthy companies
Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2024/12/23 09:25 |
| End of Day Share Price | 2024/12/23 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2023/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
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Industry and Sector Metrics
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Analyst Sources
Plumas Bancorp is covered by 3 analysts. 2 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| David Feaster | Raymond James & Associates |
| null null | Stephens, Inc. |
| Robert Andrew Terrell | Stephens, Inc. |