Peoples Financial Services Corp.

NasdaqGS:PFIS Stock Report

Market Cap: US$671.9m

Peoples Financial Services Future Growth

Future criteria checks 1/6

Peoples Financial Services is forecast to grow earnings and revenue by 12.4% and 8.7% per annum respectively while EPS is expected to grow by 12.2% per annum.

Key information

12.4%

Earnings growth rate

12.21%

EPS growth rate

Banks earnings growth8.2%
Revenue growth rate8.7%
Future return on equityn/a
Analyst coverage

Low

Last updated12 May 2026

Recent future growth updates

Analysis Article • May 12

Peoples Financial Services Corp. Just Missed EPS By 18%: Here's What Analysts Think Will Happen Next

The analysts might have been a bit too bullish on Peoples Financial Services Corp. ( NASDAQ:PFIS ), given that the...

Recent updates

Seeking Alpha • Jun 13

Peoples Financial Services Remains Compelling Enough To Bank On

Summary Peoples Financial Services remains a very soft ‘buy’ as the easy money has been made, but modest upside persists. PFIS demonstrates solid asset quality, with only 0.28% of loans and 0.23% of assets classified as non-performing. Net interest margin improved to 3.67%, aided by lower brokered deposits and declining interest rates, despite a slight dip in net profits. Valuation is reasonable at 10.6x earnings, supported by high asset quality and prudent balance sheet management. Read the full article on Seeking Alpha
Analysis Article • Feb 05

Peoples Financial Services' (NASDAQ:PFIS) Shareholders Will Receive A Bigger Dividend Than Last Year

Peoples Financial Services Corp.'s ( NASDAQ:PFIS ) dividend will be increasing from last year's payment of the same...
Analysis Article • Jul 31

Peoples Financial Services (NASDAQ:PFIS) Has Announced A Dividend Of $0.6175

The board of Peoples Financial Services Corp. ( NASDAQ:PFIS ) has announced that it will pay a dividend of $0.6175 per...
Seeking Alpha • Mar 13

Not Impressed By Peoples Financial Services Corp

Summary Peoples Financial Services Corp., with a market cap of $487.9 million, is valued at comfortable levels due to rapid growth and acquisition expectations, despite mediocre asset quality. The firm's recent acquisition of FNCB Bancorp significantly boosted its balance sheet, expanding deposits and loans, particularly in commercial real estate. Despite stable net interest income and rising non-interest income, net profit fell due to acquisition-related costs and increased expenses. While shares are reasonably priced and 2025 looks promising, asset quality and declining net interest margin justify a “hold” rating. Read the full article on Seeking Alpha
Seeking Alpha • Nov 05

Peoples Financial Services: A New Chapter For This High-Yield Bank

Summary Peoples Financial Services, post-merger with FNCB Bancorp, now operates 39 branches across Pennsylvania, New Jersey, and New York, with $5.5 billion in assets. Despite recent earnings declines, the bank's 5.4% dividend yield and strong asset quality make it an attractive buy in a favorable rate environment. The bank is in a transition phase with new leadership and ongoing integration expenses, but the electronic banking network conversion is a positive sign. Given the sector's projected strength and the bank's high yield, buying shares on weakness is recommended, with a focus on dividend reinvestment. Read the full article on Seeking Alpha
Analysis Article • May 12

Peoples Financial Services Corp. Just Missed EPS By 18%: Here's What Analysts Think Will Happen Next

The analysts might have been a bit too bullish on Peoples Financial Services Corp. ( NASDAQ:PFIS ), given that the...
Analysis Article • May 10

Bearish: Analysts Just Cut Their Peoples Financial Services Corp. (NASDAQ:PFIS) Revenue and EPS estimates

Market forces rained on the parade of Peoples Financial Services Corp. ( NASDAQ:PFIS ) shareholders today, when the...
Analysis Article • May 02

Peoples Financial Services (NASDAQ:PFIS) Has Affirmed Its Dividend Of $0.41

Peoples Financial Services Corp. ( NASDAQ:PFIS ) will pay a dividend of $0.41 on the 14th of June. Based on this...
Analysis Article • Feb 01

Peoples Financial Services (NASDAQ:PFIS) Has Announced A Dividend Of $0.41

Peoples Financial Services Corp.'s ( NASDAQ:PFIS ) investors are due to receive a payment of $0.41 per share on 15th of...
Analysis Article • Nov 02

Peoples Financial Services (NASDAQ:PFIS) Is Due To Pay A Dividend Of $0.41

The board of Peoples Financial Services Corp. ( NASDAQ:PFIS ) has announced that it will pay a dividend of $0.41 per...
Analysis Article • Aug 28

Peoples Financial Services' (NASDAQ:PFIS) Dividend Will Be $0.41

The board of Peoples Financial Services Corp. ( NASDAQ:PFIS ) has announced that it will pay a dividend of $0.41 per...
Analysis Article • Aug 03

Peoples Financial Services (NASDAQ:PFIS) Has Announced A Dividend Of $0.41

The board of Peoples Financial Services Corp. ( NASDAQ:PFIS ) has announced that it will pay a dividend of $0.41 per...
Analysis Article • May 04

Peoples Financial Services' (NASDAQ:PFIS) Shareholders Will Receive A Bigger Dividend Than Last Year

Peoples Financial Services Corp. ( NASDAQ:PFIS ) will increase its dividend from last year's comparable payment on the...
Analysis Article • Feb 03

Peoples Financial Services' (NASDAQ:PFIS) Upcoming Dividend Will Be Larger Than Last Year's

Peoples Financial Services Corp. ( NASDAQ:PFIS ) will increase its dividend from last year's comparable payment on the...

Earnings and Revenue Growth Forecasts

NasdaqGS:PFIS - Analysts future estimates and past financials data (USD Millions)
DateRevenueEarningsFree Cash FlowCash from OpAvg. No. Analysts
12/31/202722273N/AN/A2
12/31/202620965N/AN/A2
3/31/2026190594154N/A
12/31/2025188594354N/A
9/30/2025183534045N/A
6/30/2025166344452N/A
3/31/2025139203841N/A
12/31/202411583235N/A
9/30/20249663136N/A
6/30/202491171921N/A
3/31/202497232832N/A
12/31/2023100272733N/A
9/30/2023106332836N/A
6/30/2023109363241N/A
3/31/2023108362938N/A
12/31/2022108383542N/A
9/30/2022115453945N/A
6/30/2022113444047N/A
3/31/2022109443338N/A
12/31/2021109443641N/A
9/30/202197355559N/A
6/30/202196352931N/A
3/31/202194343638N/A
12/31/202089293537N/A
9/30/202085261013N/A
6/30/202083253641N/A
3/31/202083253540N/A
12/31/20198526N/A37N/A
9/30/20198627N/A36N/A
6/30/20198427N/A34N/A
3/31/20198225N/A31N/A
12/31/20188125N/A33N/A
9/30/20187921N/A30N/A
6/30/20187820N/A32N/A
3/31/20187920N/A31N/A
12/31/20177818N/A29N/A
9/30/20177721N/A30N/A
6/30/20177620N/A27N/A
3/31/20177320N/A29N/A
12/31/20167320N/A28N/A
9/30/20167119N/A31N/A
6/30/20167018N/A32N/A
3/31/20166918N/A28N/A
12/31/20156918N/A29N/A
9/30/20156918N/A26N/A

Analyst Future Growth Forecasts

Earnings vs Savings Rate: PFIS's forecast earnings growth (12.4% per year) is above the savings rate (3.5%).

Earnings vs Market: PFIS's earnings (12.4% per year) are forecast to grow slower than the US market (18.4% per year).

High Growth Earnings: PFIS's earnings are forecast to grow, but not significantly.

Revenue vs Market: PFIS's revenue (8.7% per year) is forecast to grow slower than the US market (12.7% per year).

High Growth Revenue: PFIS's revenue (8.7% per year) is forecast to grow slower than 20% per year.

Earnings per Share Growth Forecasts

Future Return on Equity

Future ROE: Insufficient data to determine if PFIS's Return on Equity is forecast to be high in 3 years time

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2026/07/06 20:47
End of Day Share Price 2026/07/02 00:00
Earnings2026/03/31
Annual Earnings2025/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Peoples Financial Services Corp. is covered by 3 analysts. 2 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
David BishopHovde Group, LLC
null nullStephens, Inc.
Matthew BreeseStephens, Inc.