Banc of California Balance Sheet Health
Financial Health criteria checks 6/6
Banc of California has total assets of $36.9B and total equity of $2.4B. Total deposits are $26.6B, and total loans are $21.7B. It earns a Net Interest Margin of 3.5%. It has sufficient allowance for bad loans, which are currently at 0.6% of total loans. Cash and short-term investments are $6.1B.
Key information
15.4x
Asset to equity ratio
3.5%
Net interest margin
Total deposits | US$26.60b |
Loan to deposit ratio | Appropriate |
Bad loans | 0.6% |
Allowance for bad loans | Sufficient |
Current ratio | Low |
Cash & equivalents | US$6.07b |
Recent financial health updates
Recent updates
Need To Know: Analysts Just Made A Substantial Cut To Their PacWest Bancorp (NASDAQ:PACW) Estimates
Mar 25PacWest Bancorp's (NASDAQ:PACW) Dividend Will Be $0.25
Feb 04PacWest Bancorp GAAP EPS of $1.02 misses by $0.05, revenue of $373.8M misses by $7.02M
Oct 19PacWest Bancorp (NASDAQ:PACW) Is Paying Out A Dividend Of $0.25
Aug 05PacWest Bancorp Q2 2022 Earnings Preview
Jul 19PacWest Bancorp: Attractively Valued With Good Prospects Of Strong Loan Growth
May 08Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: PACW's Assets to Equity ratio (15.4x) is moderate.
Allowance for Bad Loans: PACW has a sufficient allowance for bad loans (177%).
Low Risk Liabilities: 77% of PACW's liabilities are made up of primarily low risk sources of funding.
Loan Level: PACW has an appropriate level of Loans to Assets ratio (59%).
Low Risk Deposits: PACW's Loans to Deposits ratio (82%) is appropriate.
Level of Bad Loans: PACW has an appropriate level of bad loans (0.6%).