Bank OZK Balance Sheet Health
Financial Health criteria checks 6/6
Bank OZK has total assets of $36.0B and total equity of $5.3B. Total deposits are $29.4B, and total loans are $27.7B. It earns a Net Interest Margin of 5.2%. It has sufficient allowance for bad loans, which are currently at 0.2% of total loans. Cash and short-term investments are $2.3B.
Key information
6.8x
Asset to equity ratio
5.2%
Net interest margin
Total deposits | US$29.41b |
Loan to deposit ratio | Appropriate |
Bad loans | 0.2% |
Allowance for bad loans | Sufficient |
Current ratio | Low |
Cash & equivalents | US$2.32b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: OZKA.P's Assets to Equity ratio (6.8x) is low.
Allowance for Bad Loans: OZKA.P has a sufficient allowance for bad loans (598%).
Low Risk Liabilities: 96% of OZKA.P's liabilities are made up of primarily low risk sources of funding.
Loan Level: OZKA.P has an appropriate level of Loans to Assets ratio (77%).
Low Risk Deposits: OZKA.P's Loans to Deposits ratio (94%) is appropriate.
Level of Bad Loans: OZKA.P has an appropriate level of bad loans (0.2%).