Northfield Bancorp Past Earnings Performance
Past criteria checks 0/6
Northfield Bancorp's earnings have been declining at an average annual rate of -18.8%, while the Banks industry saw earnings growing at 2.9% annually. Revenues have been declining at an average rate of 4.6% per year. Northfield Bancorp's return on equity is 0.1%, and it has net margins of 0.5%.
Key information
-18.81%
Earnings growth rate
-14.94%
EPS growth rate
| Banks Industry Growth | 11.18% |
| Revenue growth rate | -4.63% |
| Return on equity | 0.12% |
| Net Margin | 0.54% |
| Last Earnings Update | 31 Dec 2025 |
Recent past performance updates
Recent updates
Northfield Bancorp (Staten Island NY) (NASDAQ:NFBK) Has Affirmed Its Dividend Of $0.13
Oct 28
Northfield Bancorp (Staten Island NY) (NASDAQ:NFBK) Has Affirmed Its Dividend Of $0.13
May 05Northfield Bancorp (Staten Island NY) (NASDAQ:NFBK) Is Paying Out A Dividend Of $0.13
Jan 26Northfield Bancorp: The 24% Discount To Tangible Book Value Is Appealing
Sep 09Northfield Bancorp (Staten Island NY) (NASDAQ:NFBK) Has Announced A Dividend Of $0.13
May 01Northfield Bancorp: Over 5% Dividend Yield, Attractive Valuation (Rating Upgrade)
Mar 13Northfield Bancorp (Staten Island NY) (NASDAQ:NFBK) Has Announced A Dividend Of $0.13
Oct 31Northfield Bancorp (Staten Island NY) (NASDAQ:NFBK) Is Due To Pay A Dividend Of $0.13
Aug 01Northfield Bancorp (Staten Island NY) (NASDAQ:NFBK) Has Announced A Dividend Of $0.13
Apr 30Northfield Bancorp (Staten Island NY) (NASDAQ:NFBK) Has Announced A Dividend Of $0.13
Nov 01Revenue & Expenses Breakdown
How Northfield Bancorp makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 31 Dec 25 | 147 | 1 | 80 | 0 |
| 30 Sep 25 | 142 | 39 | 79 | 0 |
| 30 Jun 25 | 133 | 35 | 77 | 0 |
| 31 Mar 25 | 128 | 32 | 76 | 0 |
| 31 Dec 24 | 127 | 30 | 77 | 0 |
| 30 Sep 24 | 125 | 27 | 77 | 0 |
| 30 Jun 24 | 127 | 29 | 78 | 0 |
| 31 Mar 24 | 129 | 32 | 77 | 0 |
| 31 Dec 23 | 135 | 38 | 75 | 0 |
| 30 Sep 23 | 144 | 44 | 76 | 0 |
| 30 Jun 23 | 154 | 52 | 76 | 0 |
| 31 Mar 23 | 161 | 59 | 73 | 0 |
| 31 Dec 22 | 162 | 61 | 70 | 0 |
| 30 Sep 22 | 163 | 63 | 70 | 0 |
| 30 Jun 22 | 163 | 62 | 69 | 0 |
| 31 Mar 22 | 169 | 66 | 71 | 0 |
| 31 Dec 21 | 176 | 71 | 72 | 0 |
| 30 Sep 21 | 172 | 68 | 70 | 0 |
| 30 Jun 21 | 167 | 60 | 75 | 0 |
| 31 Mar 21 | 152 | 51 | 74 | 0 |
| 31 Dec 20 | 129 | 37 | 70 | 0 |
| 30 Sep 20 | 121 | 34 | 69 | 0 |
| 30 Jun 20 | 118 | 39 | 62 | 0 |
| 31 Mar 20 | 114 | 36 | 63 | 0 |
| 31 Dec 19 | 123 | 40 | 66 | 0 |
| 30 Sep 19 | 120 | 40 | 63 | 0 |
| 30 Jun 19 | 117 | 36 | 63 | 0 |
| 31 Mar 19 | 117 | 38 | 61 | 0 |
| 31 Dec 18 | 117 | 40 | 59 | 0 |
| 30 Sep 18 | 119 | 28 | 61 | 0 |
| 30 Jun 18 | 119 | 27 | 60 | 0 |
| 31 Mar 18 | 117 | 25 | 60 | 0 |
| 31 Dec 17 | 118 | 25 | 60 | 0 |
| 30 Sep 17 | 116 | 35 | 55 | 0 |
| 30 Jun 17 | 115 | 34 | 56 | 0 |
| 31 Mar 17 | 116 | 32 | 59 | 0 |
| 31 Dec 16 | 113 | 26 | 64 | 0 |
| 30 Sep 16 | 107 | 23 | 59 | 0 |
| 30 Jun 16 | 101 | 21 | 56 | 0 |
| 31 Mar 16 | 95 | 18 | 50 | 0 |
| 31 Dec 15 | 90 | 20 | 47 | 0 |
| 30 Sep 15 | 88 | 19 | 48 | 0 |
| 30 Jun 15 | 86 | 19 | 47 | 0 |
| 31 Mar 15 | 85 | 20 | 46 | 0 |
Quality Earnings: NFBK has a large one-off loss of $41.0M impacting its last 12 months of financial results to 31st December, 2025.
Growing Profit Margin: NFBK's current net profit margins (0.5%) are lower than last year (23.6%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: NFBK's earnings have declined by 18.8% per year over the past 5 years.
Accelerating Growth: NFBK's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.
Earnings vs Industry: NFBK had negative earnings growth (-97.3%) over the past year, making it difficult to compare to the Banks industry average (19.8%).
Return on Equity
High ROE: NFBK's Return on Equity (0.1%) is considered low.
Return on Assets
Return on Capital Employed
Discover strong past performing companies
Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2026/03/29 02:01 |
| End of Day Share Price | 2026/03/27 00:00 |
| Earnings | 2025/12/31 |
| Annual Earnings | 2025/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
| |
| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
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Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
Northfield Bancorp, Inc. is covered by 2 analysts. 1 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Casey Haire | Jefferies LLC |
| David Konrad | Keefe, Bruyette, & Woods |