LINKBANCORP Balance Sheet Health
Financial Health criteria checks 6/6
LINKBANCORP has total assets of $2.9B and total equity of $277.4M. Total deposits are $2.4B, and total loans are $2.2B. It earns a Net Interest Margin of 3.1%. It has sufficient allowance for bad loans, which are currently at 0.8% of total loans. Cash and short-term investments are $191.2M.
Key information
10.4x
Asset to equity ratio
3.1%
Net interest margin
| Total deposits | US$2.37b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 0.8% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | US$191.23m |
Recent financial health updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: LNKB's Assets to Equity ratio (10.4x) is moderate.
Allowance for Bad Loans: LNKB has a sufficient allowance for bad loans (153%).
Low Risk Liabilities: 91% of LNKB's liabilities are made up of primarily low risk sources of funding.
Loan Level: LNKB has an appropriate level of Loans to Assets ratio (76%).
Low Risk Deposits: LNKB's Loans to Deposits ratio (92%) is appropriate.
Level of Bad Loans: LNKB has an appropriate level of bad loans (0.8%).