Inter & Co Past Earnings Performance
Past criteria checks 2/6
Inter & Co's earnings have been declining at an average annual rate of -0.7%, while the Banks industry saw earnings growing at 9.7% annually. Revenues have been growing at an average rate of 39.4% per year. Inter & Co's return on equity is 4.6%, and it has net margins of 9.4%.
Key information
-0.7%
Earnings growth rate
58.7%
EPS growth rate
| Banks Industry Growth | 11.2% |
| Revenue growth rate | 39.4% |
| Return on equity | 4.6% |
| Net Margin | 9.4% |
| Next Earnings Update | 09 May 2024 |
Revenue & Expenses BreakdownBeta
How Inter & Co makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 31 Dec 23 | 3,211 | 302 | 2,413 | 0 |
| 30 Sep 23 | 3,020 | 184 | 2,464 | 0 |
| 30 Jun 23 | 2,749 | 62 | 2,436 | 0 |
| 31 Mar 23 | 2,632 | -3 | 2,417 | 0 |
| 31 Dec 22 | 2,479 | -11 | 2,392 | 0 |
| 30 Sep 22 | 2,290 | -94 | 2,310 | 0 |
| 30 Jun 22 | 2,171 | -29 | 2,095 | 0 |
| 31 Mar 22 | 1,797 | -48 | 1,975 | 0 |
| 31 Dec 21 | 1,626 | -36 | 1,702 | 0 |
| 30 Sep 21 | 1,332 | -5 | 1,270 | 0 |
| 30 Jun 21 | 1,036 | -61 | 1,123 | 0 |
| 31 Mar 21 | 1,103 | 18 | 927 | 0 |
| 31 Dec 20 | 907 | 10 | 844 | 0 |
| 30 Sep 20 | 823 | 35 | 781 | 0 |
| 30 Jun 20 | 800 | 67 | 668 | 0 |
| 31 Mar 20 | 649 | 57 | 551 | 0 |
| 31 Dec 19 | 635 | 79 | 488 | 0 |
| 30 Sep 19 | 563 | 123 | 422 | 0 |
| 30 Jun 19 | 531 | 131 | 373 | 0 |
| 31 Mar 19 | 451 | 69 | 323 | 0 |
| 31 Dec 18 | 409 | 68 | 280 | 0 |
| 30 Sep 18 | 373 | 16 | 245 | 0 |
| 30 Jun 18 | 320 | 8 | 210 | 0 |
| 31 Mar 18 | 286 | 53 | 187 | 0 |
| 31 Dec 17 | 260 | 48 | 169 | 0 |
| 31 Dec 16 | 238 | 25 | 173 | 0 |
| 31 Dec 15 | 204 | 33 | 143 | 0 |
| 31 Dec 14 | 106 | 22 | 90 | 0 |
| 30 Sep 14 | 101 | 20 | 87 | 0 |
| 30 Jun 14 | 158 | 19 | 145 | 0 |
| 31 Mar 14 | 152 | 18 | 142 | 0 |
| 31 Dec 13 | 85 | 17 | 78 | 0 |
Quality Earnings: INTR has high quality earnings.
Growing Profit Margin: INTR became profitable in the past.
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: INTR's earnings have declined by 0.7% per year over the past 5 years.
Accelerating Growth: INTR has become profitable in the last year, making the earnings growth rate difficult to compare to its 5-year average.
Earnings vs Industry: INTR has become profitable in the last year, making it difficult to compare its past year earnings growth to the Banks industry (-12.4%).
Return on Equity
High ROE: INTR's Return on Equity (4.6%) is considered low.