This company has been acquired
HV Bancorp Balance Sheet Health
Financial Health criteria checks 6/6
HV Bancorp has total assets of $625.5M and total equity of $43.4M. Total deposits are $522.1M, and total loans are $487.0M. It earns a Net Interest Margin of 3.4%. It has sufficient allowance for bad loans, which are currently at 0.6% of total loans. Cash and short-term investments are $21.9M.
Key information
14.4x
Asset to equity ratio
3.4%
Net interest margin
Total deposits | US$522.14m |
Loan to deposit ratio | Appropriate |
Bad loans | 0.6% |
Allowance for bad loans | Sufficient |
Current ratio | Low |
Cash & equivalents | US$21.89m |
Recent financial health updates
No updates
Recent updates
HV Bancorp GAAP EPS of $0.31, revenue of $6.58M
Aug 05Should You Be Adding HV Bancorp (NASDAQ:HVBC) To Your Watchlist Today?
May 25HV Bancorp reports Q1 results
May 07Robert Marino Is The Independent Vice-Chairman of HV Bancorp, Inc. (NASDAQ:HVBC) And They Just Picked Up 16% More Shares
Feb 26Do HV Bancorp's (NASDAQ:HVBC) Earnings Warrant Your Attention?
Feb 24HV Bancorp reports Q3 results
Nov 06Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: HVBC's Assets to Equity ratio (14.4x) is moderate.
Allowance for Bad Loans: HVBC has a sufficient allowance for bad loans (106%).
Low Risk Liabilities: 90% of HVBC's liabilities are made up of primarily low risk sources of funding.
Loan Level: HVBC has an appropriate level of Loans to Assets ratio (78%).
Low Risk Deposits: HVBC's Loans to Deposits ratio (93%) is appropriate.
Level of Bad Loans: HVBC has an appropriate level of bad loans (0.6%).